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Picture a healthier future with these tips

Imagine your life in 10 years. What will it look like? Will you add on to your home — or to your family? Will you go back to school? And, most importantly, will you be healthy?  

Scheduling your annual physical and age-appropriate screenings and vaccines can help you stay well and live a longer life. You can get help finding a doctor at Costcobenefits.com. And remember, your Costco medical plan covers preventive care at 100% when you see an in-network provider.

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Start with screenings

Screenings are tests that check your body for cancer or other diseases before you have symptoms. Getting age-appropriate screenings can help detect these health conditions early when they’re more treatable.  

Two important tests to know about are skin cancer screenings and colorectal cancer screenings. Talk to your health care provider to understand which screenings you may need and when you may need them.

Skin cancer screening and prevention

Skin cancer can affect anyone, regardless of skin color. It’s the most common cancer diagnosis among Costco employees. Most types of skin cancer tend to grow slowly and can be removed completely. The deadliest form, melanoma, makes up only about 1% of skin cancers.1 

Because many skin cancers are treatable if caught early, it’s important to know your own skin. That starts with learning your skin’s pattern of moles, blemishes, freckles and other marks so you’ll notice any changes. While you may have a skin exam as part of your annual physical, many doctors recommend doing a skin self-exam once a month. See a dermatologist if you observe any of the following: 

  • Changes in a mole, or a mole that looks different from others 
  • A red or skin-colored shiny bump 
  • Scaly patch 
  • Non-healing sore, or a sore that heals and returns 
  • Brown or black streak under a nail 

There are steps you can take to lower your risk of skin cancer, starting with limiting your exposure to ultraviolet rays. Here are some things to try: 

  • “Slip, slop, slap” — slip on a shirt, slop on sunscreen and slap on a hat 
  • Seek shade whenever possible 
  • Avoid tanning beds and sunlamps 

Colorectal cancer screening and prevention

Most colorectal cancers start as a growth, called a polyp, on the inner lining of the colon or rectum. A colorectal screening can identify polyps and cancers that may otherwise go undetected. The American Cancer Society recommends that people start regular screenings at age 45. However, only 11% of Costco employees over the age of 45 got screened in 2022.  

Finding time for this test can be hard, but putting it off can be harmful. There are several tests available to screen for colon cancer, as shown below. See what option may be best for you. 

Cologuard stool DNA test

Looks at your stool for signs of cancer or polyps

Frequency


Every 3 years

Benefits


  • Can be done at home
  • No bowel prep
  • Less invasive

Limits


  • If test is positive, will still need a colonoscopy
  • Lower accuracy than a colonoscopy

Colonoscopy

Looks at the inside of the colon and rectum using a long tube with a small camera on the end

Frequency


Every 10 years

Benefits


  • Can examine entire colon
  • Can biopsy and remove polyps during procedure

Limits


  • Full bowel prep needed
  • Sedation is usually needed, requiring missing work

Flexible sigmoidoscopy

Looks at the inside of the rectum and lower third of the colon using a short tube with a small camera on the end

Frequency


Every 5 years

Benefits


  • Fairly quick
  • Usually doesn’t require full bowel prep or sedation
  • Doesn’t require a specialist

Limits


  • Colonoscopy required if abnormal test results
  • Can miss small polyps/can’t remove all polyps

In addition to getting screened regularly, there are lifestyle changes you can make to reduce your risk of colorectal cancer: 

  • Eat less red and processed meats and more fruits, vegetables and whole grains 
  • Exercise 150–300 minutes per week (moderate intensity, such as brisk walking or gardening) or 75–150 minutes per week (vigorous intensity, such as running or swimming laps) 
  • Maintain a healthy weight throughout your adult life 
  • Quit tobacco and nicotine products, and limit alcoholic drinks to two per day (men) or one per day (women)

Don’t forget your annual physical

Regular checkups are an important part of staying healthy. And remember, they’re no cost to you if you see an in-network provider. These checkups usually include measuring your vital signs (blood pressure, heart rate and respiration) and checking your heart, lungs, abdominal area, nerves and muscles.  

These visits may also help identify risk factors for diseases such as diabetes and hypertension. Looking at your health history, risk profile and current health status, your doctor can educate and counsel you on what you can do to stay healthy. 

1American Cancer Society. Key statistics for melanoma skin cancer.

Sources:
American Cancer Society. What is colorectal cancer?
American Cancer Society. Colorectal cancer screening tests.
American Academy of Dermatology Association. What to expect at a skin cancer screening.
American Cancer Society. Can basal and squamous cell skin cancers be prevented?

Protect your health today and tomorrow. The following resources can help. 

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LEARN MORE

Cholesterol tips and tricks

Your body needs cholesterol to build healthy cells. But too much puts you at risk for heart disease. 

High cholesterol is often the result of unhealthy choices — which makes it preventable and treatable. With some simple changes to your diet and lifestyle, you can protect your heart and your health. 

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What is high cholesterol?

If you have high cholesterol, it means there are too many lipids (fats) in your blood. These lipids build up in your arteries to form fatty deposits, or plaque. Over time, those deposits grow, making it difficult for enough blood to flow through the arteries. Sometimes, those deposits can break suddenly and form a clot that can cause a heart attack or stroke.

“Good” versus “bad” cholesterol

Good cholesterol (HDL) helps your liver keep cholesterol levels balanced. Bad cholesterol (LDL) is the culprit that makes fatty deposits form in your arteries. Boosting HDL and reducing LDL are healthy goals to have.

Get checked 

The only way to tell if you have high cholesterol is with a blood test. The National Heart, Lung, and Blood Institute recommends getting cholesterol screenings every five years, starting between ages 9 and 11. That should be bumped up to every two years at age 45 for men and age 55 for women. All people over age 65 should get their cholesterol tested annually. If you have heart disease, diabetes or a family history of high cholesterol, you may need to get your cholesterol checked more often.

Do you know your numbers? 

Your cholesterol numbers show how much cholesterol is circulating in your blood. Your HDL cholesterol is the number you want to be high, ideally above 60. Your LDL should be below 100. Your total cholesterol should be below 200. Talk to your provider about what your results mean for you. 

People with diabetes are more prone to having high cholesterol. This is also true of people with high blood pressure. Omada for Hypertension is now available for Costco employees and their household members (age 18+) and joins Omada for Diabetes and Prevention to help you manage these conditions and improve your heart health. Enrollment is easy at OmadaHealth.com/Costco.

Follow these tips to improve your cholesterol

number 1

Trim saturated fats.

Rich, animal-based foods contain saturated fat that can raise your “bad” LDL cholesterol. These include butter, heavy cream, cheeses, processed foods, fatty cuts of beef and chicken with the skin on. Try occasionally swapping them for low-fat dairy products, lean poultry or fish. Trim any excess fat from red meat, and remove chicken skin before eating.

number 2

Avoid trans fats.

Some packaged foods, such as cookies, crackers and cakes, contain trans fats, or partially hydrogenated vegetable oil. These man-made fats can raise not only your cholesterol, but also your triglycerides — another type of fat that contributes to heart disease. Check the ingredients of packaged foods before you buy them.

number 3

Up your fiber.

A diet high in fiber can reduce your cholesterol levels as much as 10%. Think fresh fruits and veggies, oatmeal, beans, lentils, nuts and seeds. Aim to eat your fruits and veggies instead of juicing/drinking them. And don’t skip the edible skin or peel — there’s loads of fiber there, too.

number 4

Rethink fried foods.

Foods are often fried in oils that are rich in saturated or trans fats. Look for recipes and restaurant items that bake, broil, roast or stir-fry instead. You can also experiment at home with an air fryer, which fries foods without oil.

number 5

Get moving.

Sitting too much can deplete your “good” HDL cholesterol levels. Experts suggest aiming for 150 minutes of moderate exercise — such as brisk walking — each week, but any movement is good movement. Do what you can when you can. 

number 7

Quit or cut back on nicotine products.

Smoking lowers levels of “good” HDL cholesterol — especially in women. At the same time, it can increase both your triglycerides and “bad” LDL cholesterol.

number 7

Go ahead — enjoy that Sunday omelet.

While eggs get a bad rap for being high in cholesterol, you don’t need to give them up. Eggs are high in protein, vitamins, minerals and healthy fat, making them a nutritious choice. Unless your doctor advises otherwise, it should be safe for you to eat up to seven eggs each week.

Sources:
Mayo Clinic. High cholesterol.
Cleveland Clinic. High cholesterol diseases.
Cleveland Clinic. Cholesterol numbers and what they mean.

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Take care of you

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TAKE CARE OF YOU

Emotional well-being checklist

How are you doing? You probably hear this question a lot, from friends, family and the people you work with. But how often do you really think about your answer? 

Make time today to check in on your emotional well-being. Use the checklist below to get started. See what you’re doing well and what you can work on. Your Costco benefits are always available with counseling, coaching, tools and resources to support you.

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To-do list for emotional health

icon check

Build resilience.

Your ability to adapt to adversity and bounce back quickly develops your sense of empathy, passion and empowerment.

  • Start each day with one positive thought. 
  • Set realistic goals and move toward them at your own pace. 
  • Reach out to someone in need — helping others adds to your sense of purpose. 
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Stay connected.

Strong relationships can improve your ability to cope with hard times, stress, depression and anxiety.

  • Share a meal, take a walk or chat on the phone with a friend. 
  • Listen and be present during conversations. 
  • Volunteer in your community. 
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Learn new things.

Increasing your brain’s “neuroplasticity,” or the ability to form new pathways, can promote healing and recovery.

  • Listen to and/or learn to play music. 
  • Try a new sport or physical activity. 
  • Make art — color, paint, scrapbook, whatever you like. 
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Take care of your body.

What’s good for the body is good for the mind, as shown in an uplifted mood and reduced risk of anxiety and depression.

  • Follow a sleep schedule to get quality sleep.  
  • Exercise daily — even just 30 minutes works. 
  • Add foods with omega fatty acids, such as seafood and nuts, to keep your cells functioning properly. 
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Feel your feelings.

By getting in touch with your feelings, you get closer to your values and can make intuitive choices.

  • Practice self-compassion when you’re sad or struggling. 
  • Notice your emotions and be curious about what they might be telling you. 
  • Journal or chat with a caring friend to process your feelings. 
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Get help when you need it.

Therapy, counseling and other types of professional support can help you heal, access what you need and create a plan to move forward.

  • Try the new online emotional wellness program, Mind Companion Self-care, for self-guided tools to help you improve your emotional well-being. 
  • Access six free counseling sessions through Resources For Living.
  • Contact your medical provider to discuss which therapy or medication can work for you. 
  • If you or someone you know is in crisis, call or text the Suicide & Crisis Lifeline at 988

New resource: Mind Companion Self-care.

This online, self-paced emotional well-being program can give you support where and when you need it. Visit RFL.com/Costco or call 833721-2320 (TTY: 711) to learn more.  

  • Anxiety
  • Anger
  • Conflicts at work
  • Depression
  • Stress
  • Substance misuse
  • Marriage/personal relationships

Sources:
National Institutes of Health. Emotional wellness toolkit.
American Psychological Association. Building your resilience.
Johns Hopkins University Press. A mental health checklist.
Medical News Today. 5 neuroplasticity exercises to try.
Psychology Today. The key skill we rarely learn: how to feel your feelings.

Use your Costco benefits to support your dental health and mental health. See the resources below to learn more.

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TAKE ACTION

Your monthly to-do list for financial well-being

Your financial well-being is unique to you. It’s based on how well you’re able to stay on top of your expenses, how secure you feel about your financial future and whether you have the freedom to make financial choices that allow you to enjoy life. 

Breaking these goals down to small, manageable steps can help you take control of your finances. This month-by-month guide organizes these steps to make it easy to take action throughout the year. Bookmark this page so you can refer back and stay on track.

If you need help getting started, get free one-on-one financial coaching from SmartDollar®. Your coach can guide you through each step. 

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March: Get organized

  • Create a budget. Use the EveryDollar budget app from SmartDollar® to simplify budgeting and help you track where your money is going.
  • Prepare for tax time. Gather last year’s forms and records, and submit your tax return as soon as you’re ready but no later than April 15, 2024.

April: Work on your money management

  • Start or fully fund your emergency account. Aim to save $1,000, then build your account to cover three to six months of expenses. Use your tax refund to replenish your account. 
  • Automate deposits. Set up recurring contributions to your savings account or investment account.

May: Improve your financial standing 

  • Check your credit report. Request this free summary of your credit history from a credit bureau, such as Experian or Equifax, and check for errors.
  • Review your debt. Consider following the debt snowball method from SmartDollar.

June: Do a mid-year checkup

  • Check your budget. Are you sticking to it? If priorities have shifted, adjust accordingly. 
  • Review your investments. The mix of stocks and bonds in your investment funds should match your tolerance for risk and length from retirement.

July: Invest in yourself

  • Practice mindful spending. Waiting a pre-set period (such as 30 days) before you buy will help make sure you really want a particular bigticket item. 
  • Educate yourself. Find a podcast, book or blog to learn more about financial topics that interest you.

August: Focus on your or your children’s future 

  • Identify and save for your goal. Are you planning to buy a home, travel, or retire at 55? Set money aside each month (automatically through your bank, if possible) to fund your goal. 
  • Open a 529 account. These investment accounts can help you save for your child’s college, graduate school or vocational training.

September: Stay safe online

  • Protect your passwords. The strongest passwords include upper- and lowercase letters, numbers and symbols, and made-up words that don’t appear in the dictionary. 
  • Watch for fraudsters. Don’t open or reply to unsolicited emails asking for financial information, and if the URL looks strange in any way, don’t respond.

October: Give back

  • Donate. Costco’s Workplace Giving Campaign starts this month. Every contribution you make supports the local community and is matched by Costco at 60%. Watch for the notification email. 
  • Volunteer. Donating your time and energy is just as valuable as giving money. Look to your local food banks, schools, nursing homes, and other community resources for opportunities to volunteer.

November: Understand your options

  • Evaluate your insurance. Review your coverage during Annual Enrollment. Get familiar with your voluntary shortterm disability options, and your basic life, basic accidental death and dismemberment (AD&D), and long-term disability insurance covered by Costco.
  • Update your estate plan. Review and update beneficiary designations. Create or update your will with help from Resources For Living.

December: Prioritize your retirement

  • Fund your future. Aim to increase your retirement contribution next year. Costco helps you save for your retirement by automatically increasing your contribution annually.
  • Request a Social Security statement. Learn about your future Social Security benefits and current earnings history.

Sources:
T. Rowe Price
. Make a fresh start in 2024: your financial checklist for the new year.
Consumer Financial Protection Bureau. Get money smart. 25 tips to improve your financial well-being.

If you’re ready to work on your financial well-being, the following resources can help.

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Recipes

Healthy recipe

HEALTHY RECIPE

Easy chicken taco bowl

Sometimes, the best busy-day, time-is-tight meals are the ones you put together instead of cook. Here’s a great example: a rice bowl you build from convenience foods, including precooked rice, rotisserie chicken, coleslaw mix and salsa. Creamy avocado is the perfect finishing touch. Since all the seasoning comes from the salsa, choose one that delivers the flavors you love, from spicy to tangy to smokey. Serve the rice and chicken chilled, heated or at room temperature.

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Ingredients: 5
Prep Time: 10 min | Total Time: 10 min
Serves: 4
Easy chicken taco bowl
Ingredients:

2 cups medium grain brown rice

12 ounces skinless original seasoning rotisserie chicken breast, shredded

4 cups packaged coleslaw mix (shredded cabbage and carrots)

2 medium avocados, sliced 

1 cup fat-free salsa 

Directions:
Step 1

Into each of 4 large, shallow bowls, arrange ½ cup rice, 3 ounces chicken, 1 cup coleslaw mix and ½ avocado.

Step 2

Top each serving with ¼ cup salsa.

Nutrition

Serving size: 1 bowl | Calories: 427 | Total fat: 18 g | Saturated fat: 3 g | Sodium: 578 mg | Total carbohydrates: 41 g | Fiber: 12 g | Protein: 30 g

Source: WeightWatchers

With the WeightWatchers program and app, you can lose weight and eat healthier. Costco employees can join WeightWatchers for as low as $14 per month, and spouses/domestic partners and dependents can join for as low as $19.50 each per month. Participants must be age 18 or older to join. Sign up at WW.com/Costco or call 866-204-2885.

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