Categories
Articles

Take action

TAKE ACTION

7 habits to protect your mental health

Sometimes it seems like life gets more stressful every day. Whether you’re dealing with the typical pressures of balancing work and family, or coping with more serious challenges, it’s easy to feel overwhelmed. So how do you become more resilient? The answer is surprisingly simple: It takes practice.

Finding ways to stay relaxed can help keep stress from taking over your life. And making lifestyle changes can help relieve or even prevent symptoms of depression and anxiety. Here are seven practices to help you stay physically and mentally healthy.

Print

Looking for more? Find other articles below

number 7 inside mind of person
moon in night sky with "ZZZ"

1. Get enough sleep.

Sleep problems are a risk factor for mental health conditions, such as depression and anxiety. Managing sleep problems early can help lessen the symptoms of mental health conditions and help protect your mental health. If you’re dealing with sleep issues, see the resources below for information on an interactive program that can help.

heart icon

2. Treat yourself with compassion.

Being overly self-critical can be a risk factor for anxiety and depression. This can include feeling like you have to be perfect to be accepted, having difficulty accepting your own flaws or having an unrealistic sense of what other people expect of you. The answer isn’t to let it all go or say goodbye to having standards; it’s having compassion for yourself. How we treat ourselves through the ups and downs of life can have a tremendous impact on physical and mental health. The next time you’re being self-critical, stop, identify it, and replace the self-critical thought with a more encouraging and positive one.

speech bubbles

3. Stay connected.

In a recent Harvard study, researchers attempted to understand how we can protect ourselves from depression. After analyzing over 100 factors, they found that social connection was by far the most important. And it can be as simple as talking with a trusted friend about how you’re really doing.

dumbbell weight

4. Exercise regularly.

An inactive lifestyle is a risk factor for depression. But one study has shown that even 15 minutes of vigorous exercise each day can greatly improve your mood. And another study found that 12 weeks of vigorous exercise for 30 minutes, three to five times per week, reduced depression symptoms by 47%.

apple icon

5. Eat a healthy diet.

A lot has been written about the link between food and mood. We have so many neurons and neurotransmitters in our gut that it’s been dubbed “the second brain.” Traditional diets (like the Mediterranean diet) that are high in vegetables, whole grains and good-for-your-brain fats are associated with a 25–35% reduced risk of depression compared to a diet that’s higher in sugar, processed foods and dairy.

roadway to horizon at sunset

6. Find meaning and purpose.

If you struggle with mood and negative emotions, it’s particularly important to find sources of meaning in everyday life. Whether you find it through work, acts of kindness, giving back or in some other way, make time for it in your life — and reap the mental health benefits.

silhouette of person meditating

7. Practice mindfulness.

Through mindfulness, you can change how you relate to upsetting thoughts and feelings. Many people find that with continued practice, they can view them with a little more perspective. Mindfulness is not a cure-all, but it can be a helpful tool for shifting how you experience challenges. Try taking a 10-minute mindfulness break the next time you feel stressed.

Source: Psychology Today. 7 simple habits to protect your mental health.

Costco offers the following safe, secure and personalized resources to help you manage stress and improve your emotional well-being.

 

Categories
Articles

Take action

TAKE ACTION

Make preventive care a habit

Getting routine care, like annual physicals, screenings and vaccines, can help you stay healthy or catch health issues early, when they’re most treatable. Your Costco medical plan covers routine care at 100% when you see an in-network doctor — and that helps keep your wallet healthy, too.

According to a study published in PubMed, US adults who have a primary care physician have 33% lower health care costs and 19% lower odds of dying than those who see only a specialist.1

Preventive care starts with a yearly physical. Honest talks with your doctor about a healthy lifestyle, including eating better, exercising or quitting smoking, are part of your visit, too. Depending upon your age, sex, and personal and family medical history, your doctor will also recommend the appropriate screenings and vaccines to protect your health.

Print

Looking for more? Find other articles below

stethoscope

Stay current with vaccines and screenings

The following chart shows what’s generally recommended by the Centers for Disease Control and Prevention (CDC). Not all tests and screenings are needed annually. Talk to your doctor about what’s right for you.

PHYSICAL EXAM

Age: All

Frequency: Ask your doctor

Cholesterol test

Age: 18+

Frequency: Every 5 years from age 20

Flu shot

Age: 6 months and older

Frequency: Annually

Colorectal cancer screening

Age: 45+

Frequency: Every 10 years

Routine OB/GYN exam

Age: 21+

Frequency: Annually

Cervical cancer screening (pap smear)

Age: 21+

Frequency: Every 3 years

Breast cancer screening (mammogram)

Age: 40+

Frequency: Varies by age & risk

Prostate cancer screening

Age: 50+

Frequency: Every 2 years

Dental exams

Age: N/A

Frequency: Twice per year

1Bhat, Samidha S., MD. Health benefits of primary care. Pennsylvania Academy of Family Physicians.

Want to be more proactive about your health? Your Costco benefits include preventive health care resources that can make a difference.

 

Categories
Articles

Learn the basics

LEARN THE BASICS

Get the right care at the right place

It’s after midnight. You suddenly wake up with a blinding headache, a stiff neck and a fever. Should you rush to the emergency room, drop by your nearest urgent care center or simply wait and make an appointment with your primary care doctor? Here are a few guidelines to ensure you get the most appropriate, effective and affordable health care for your condition.

Print

Looking for more? Find other articles below

hand holding phone with map markers on screen

Do you know where to go?

The right place to go for care can depend on your condition and the level of care you need.

In-office primary care

This is your regular trusted provider or provider group. Visit primary care for:

  • Annual exams and screenings
  • Immunizations
  • Chronic disease
  • Prenatal care
  • Earaches/colds/fevers
  • Non-urgent health care needs

Telemedicine

This is an online visit with a doctor. It’s best for:

  • Follow-up visits after you’ve already seen your doctor
  • An exam of easy-to-see areas, like your eyes or skin
  • Severe cold and flu symptoms
  • Counseling and other mental health services
  • Prescription refills
  • Monitoring chronic conditions like diabetes or asthma

Urgent care

Urgent care centers offer quick, effective care for minor injuries or illnesses that need urgent attention. Hours for urgent care centers vary, so be sure to check. Visit urgent care for:

  • Minor cuts, burns and wounds
  • Minor injuries, infections or irritations
  • Severe cold and flu symptoms
  • Sprains
  • Muscle aches/pains
  • Persistent fever
  • Allergies
  • Severe earaches
  • Upset stomach
  • Other non-life threatening but urgent needs.

Emergency care

If you or another person are experiencing a life-threatening or serious medical emergency, call 911 or visit the nearest emergency room immediately for 24/7 care. Seek emergency care for:

  • Symptoms of heart disease, including chest pain
  • Severe shortness of breath
  • Warning signs of stroke, including numbness in face, arms and legs
  • Severe bleeding or bleeding that doesn’t stop
  • Automobile or industrial accident
  • Poisoning
  • Complicated bone fractures
  • Major illness
  • Head injuries
  • Suicide attempts or thoughts

When should you call an ambulance?

According to guidelines from the American College of Emergency Physicians, you (or someone else, if you’re too ill or injured to call) should call an ambulance when:

  • Your condition appears life threatening
  • Your condition could worsen and become life threatening on the way to the hospital
  • Moving you could cause further harm or injury

Your Costco benefits offer 24/7 health care services you can access from the comfort of home. Check out the helpful resources below for more information.

Sources:

Willamette Valley Medical Center. Know where to go to get the care you need.
WebMD. Telehealth or in-person visits.

 

Categories
Articles

Learn the basics

LEARN THE BASICS

Do you need a primary care physician?

When it comes to your health, few relationships are more important than the one you have with your primary care physician (PCP). A long-term relationship with a PCP keeps you healthier. They are typically the first to treat any health problems that arise. A PCP can teach you how to lead a healthier life, provide needed medications, screen for disease and recommend specialists when you need them. They’re your health care partner.

Print

Looking for more? Find other articles below

doctor in magnifying glass

What does a PCP do?

PCPs, also called general practitioners, cover all types of everyday health concerns. They can answer questions about infections, chronic conditions or medicines. With regular visits, such as annual health checkups, your PCP will get to know much about you: 

  • Your current health 
  • Your medical history
  • Your family’s medical history 
  • Your treatment preferences and daily challenges 
  • Your personality and lifestyle 

What can a PCP do at checkups?

Your overall health is affected by your personal health history, family health history and lifestyle. A PCP will consider those factors and then:

  • Teach you ways to make better decisions about your health to prevent disease. For example, your PCP can guide your efforts to eat more nutritious foods, manage stress or quit smoking.
  • Make sure your vaccines are up to date to prevent illnesses like the flu.
  • Suggest screening tests to detect problems before you even notice them (like a mammogram for breast cancer).
  • Treat health problems that pop up (such as a rash or an infection).
  • Help you manage long-term health problems (for instance, diabetes, high blood pressure or depression).
  • Find a medical specialist if you need one (like a knee surgeon or a heart doctor). 

How can a PCP help me?

PCPs catch potential health problems early, before they become severe. People who have a PCP spend less time in the hospital and less money on medical costs in the long run. According to a recent study in JAMA Internal Medicine, adult patients with a PCP were far more likely to receive high-value care such as cancer screenings, including colorectal cancer screening and mammography, than people without a PCP.

They give you complete care throughout your lifetime and will also know when you need more advanced care, such as a hospital procedure or a specialist.

Are there different kinds of PCPs?

Many types of health care providers offer primary care. Different specialists are trained to see certain types of patients:

  • Family practitioners (also known as family doctors) see patients of all ages, sometimes everyone in a family.
  • Pediatricians care for children and teenagers.
  • Internists, or internal medicine doctors, see only adults.
  • Geriatricians care for older people.
  • Obstetricians and gynecologists focus on women’s health and pregnancy.
  • Nurse practitioners and physician assistants also provide primary care. But they must serve as part of a team that includes a primary care physician, and the physician has overall responsibility for the patient.

How do I find a PCP?

To be comfortable and develop a long-term relationship, it’s important to find a PCP who is qualified, fits your personality and accepts your insurance plan. Many strategies can help you identify the right provider:

  • Find an in-network PCP using your Costco benefits search tool (see resources below).
  • Talk to people you trust, such as family members, friends and neighbors.
  • Ask other health care professionals you know, such as your dentist, a nurse or another doctor.
  • Search an online national directory of health care providers. (Organizations like the American Board of Family Medicine offer such directories.)

How do I choose a PCP?

When you’re choosing a PCP, try to schedule an interview to get to know them. Here are some questions you can ask to help you decide if the person is a good fit for your personality, lifestyle and needs:

  • What are your qualifications?
  • Are you certified in primary care?
  • Do you focus on disease prevention or treatment?
  • Do you have a more conservative, or more aggressive, approach to treatment?
  • How do you decide when a patient needs a specialist?
  • How do you like to communicate (in person, by phone, by email)?
  • Whom would I talk to when you’re on vacation?

You also may want to consider the PCP’s overall office setting and the staff at the PCP’s office:

  • What are the office hours?
  • How long does it usually take to get an appointment?
  • Does the office do lab tests onsite or nearby?
  • Are the staff members friendly?
  • Do staff members respond to calls quickly?

Find a PCP who meets your needs with help from your Costco benefits, as described in the resources below.

Source: The Cleveland Clinic. The importance of having a primary care doctor.

 

Categories
Articles

Know more

PODCAST

How to talk to a depressed or suicidal friend

Suicide is one of the leading causes of death in the United States. In 2020, it accounted for the loss of 45,979 American lives, nearly double the number of lives lost to homicide. And it was the second leading cause of death for people ages 10–14 and 25–34.

Chances are someone in your family or circle of friends struggles with depression and may be having suicidal thoughts. How can you help? Start by listening to this thirty-minute podcast. You’ll discover how to recognize the signs of depression and help someone who’s considering suicide get the care they need. Don’t have time for the podcast? Learn the signs of suicide risk.

Print

Looking for more? Find other articles below

two people sitting on a couch facing the window
+

Show transcript

Sources:

Resources For Living®. How to talk to someone who is depressed or having thoughts of suicide. 

Centers for Disease Control and Prevention (CDC). Facts about suicide. 

If you or someone close to you is struggling with depression or suicidal thoughts, remember the following resources are available to help you find care and treatment. These resources are confidential and available to you at no extra cost.

 

Categories
Articles

Explore more

EXPLORE MORE

Make a healthy heart-mind connection

Your mental health affects how you think, feel, act and make choices. It can also have a profound effect on your physical health. Recent studies have shown that trauma, depression, anxiety and stress can have an impact on the body, especially the heart. It’s a connection worth exploring.

Print

Looking for more? Find other articles below

person holding a heart and brain connected by wire

What’s the link between mental health conditions and heart disease?

A growing body of research shows that certain mental health conditions can be risk factors for heart disease. People who struggle with depression, anxiety, stress or post-traumatic stress disorder (PTSD) for extended periods may experience a faster heart rate, high blood pressure, reduced blood flow to the heart and heightened levels of cortisol. Over time, these effects can lead to calcium buildup in the arteries, metabolic disease and heart disease.

Evidence also shows the reverse — that mental health conditions, such as depression, anxiety and PTSD, can develop after a major heart event, such as heart failure, stroke or heart attack. These conditions can be brought on by a variety of factors, including pain, emotional distress and financial stress.

Medicines used to treat mental health conditions may be another risk factor for heart disease. For example, the use of some antipsychotic medications has been associated with obesity, insulin resistance, diabetes, heart attacks, atrial fibrillation, stroke and death. Talk with your doctor about the risks and benefits of antipsychotic medications.

What mental health conditions are related to heart disease?

Some of the mental health challenges most associated with heart disease are:

  • Mood disorders: Major depression or bipolar disorder that affects your psychological or emotional well-being nearly every day.
  • Anxiety disorders: Responding to a person, object or situation with fear, dread or terror. These include generalized anxiety, social anxiety, panic disorders and phobias.
  • PTSD: A condition that may follow a traumatic life experience, such as war, natural disaster or any other serious incident.
  • Chronic stress: Constant, uncomfortable emotional stress that persists over an extended period. It’s accompanied by biochemical, physiological and behavioral changes.

What groups have higher rates of heart disease from mental health conditions?

  • Veterans. Studies found that veterans are at a higher risk for heart disease, mainly due to PTSD resulting from combat.
  • Women. Studies exclusively focused on women found that PTSD and depression may have damaging effects on physical health, particularly with increased risk for coronary heart disease-related illness and death. (Although men experience traumatic events more often, women are far more likely to be the victims of rape, sexual assault and sexual abuse as children, all of which are more likely to result in PTSD.)
  • Couples with someone who has PTSD. Comparative studies found that couples in which one or both partners had PTSD experienced more severe conflict, greater anger and increased impacts on cardiovascular health than couples where neither partner had PTSD.
  • Racial and ethnic minorities. Lastly, studies focused on how racial or ethnic minority groups are more vulnerable to depression, stress and anxiety. Due to inequities that affect health, adverse childhood experiences and racism/discrimination, some in this group could also be at a higher risk for hypertension, cardiovascular reactivity, heart disease and poor heart health outcomes.

How can you heal your own mind-heart connection?

If you, or someone close to you, is at risk for heart disease due to mental health challenges and other factors, get the help you need sooner, rather than later. See a mental health professional for help with your condition and focus on improving your emotional and physical well-being. Get more exercise. (Choose an activity you love and stick with it!) Eat a healthy diet. Quit smoking. And reduce stress with a mindfulness practice, such as meditation or yoga.

Source: Centers for Disease Control and Prevention (CDC). Heart disease and mental health disorders.

For a referral to a specialist or mental health support, the following resources can help. They are confidential and available to you at no extra cost.

 

Categories
Articles

Explore more

EXPLORE MORE

Finding help in a mental health crisis

We all experience ups and downs. But when “nerves” become crippling anxiety, and “the blues” give way to deep depression and suicidal thoughts, it may be time to seek serious professional help. If you or a family member were to have a mental health crisis, would you know what to do, who to call, how to help?

Now’s the time to explore your Costco benefits, including the no-cost mental health resources they offer — before you need them. That way, you can get prompt, high-quality care if you or a family member ever needs it.

Print

Looking for more? Find other articles below

hand reaching out to help

Start with Resources For Living®

Resources For Living (RFL®) is your first stop when you need mental health care or help with the stress of everyday life. It offers you and each member of your household (including children up to age 26 living away from home) support services such as:

  • Up to six no-cost counseling sessions per issue, per year with a licensed therapist or a psychologist — face-to-face or by phone, video or on-demand chat
  • Access to interactive self-care programs
  • Help finding in-network providers who are accepting new patients
  • Referrals to community resources

With RFL, you and members of your household also have free 24/7 access to additional mental health resources, including:

  • Talkspace confidential, on-demand chat therapy with a licensed therapist, for adolescents ages 13+ and adults

If you’re enrolled in a Costco medical plan, mental health benefits are covered through your plan, including counseling and substance abuse disorder treatment. If you want to continue counseling after your six free sessions, your RFL Care Partner can help you find in-network providers who meet your needs.

Chat with a Care Partner 24/7

With RFL, a team of Care Partners will be your single point of contact for every step of your mental health journey. Care Partners will help you:

  • Understand your benefits
  • Guide you through your options
  • Create a mental health care plan
  • Find in-network providers who are accepting new patients
  • Discover resources in the community

They’ll even schedule your first appointment for you.

You can connect with a Care Partner by calling 833-721-2320 (TTY: 711). You can also start a Live Chat by visiting RFL.com/Costco.

Source: RFL.com/Costco

Categories
Articles

Learn the basics

LEARN THE BASICS

Busting mental health myths

Can you tell the difference between a mental health myth and a fact? Read on to learn the truth about the most common misconceptions about mental health.

Print

Looking for more? Find other articles below

person reading a way-finding sign that points in directions to "myth" and "fact"

Myth: Mental health issues don’t affect me or anyone I know.

Fact: Mental health problems are actually very common and affect people from all walks of life. In 2020, about:

  • One in five American adults experienced a mental health issue
  • Anxiety disorders are the most common mental illness in the United States, affecting 40 million adults age 18 and older every year.*
  • One in six young people experienced a major depressive episode
  • One in 20 Americans lived with a serious mental illness, such as schizophrenia, bipolar disorder or major depression

Myth: Children don’t experience mental health problems.

Fact: Children of all ages, including teens, tweens and even very young children, may show early warning signs of mental health concerns. These problems can arise from a variety of causes and are often diagnosable. 

Myth: Personality weakness or character flaws cause mental health problems.

Fact: Mental health problems have nothing to do with being lazy or weak. Many factors contribute to mental health problems, including:

  • Biological factors, such as genes, physical illness, injury or brain chemistry
  • Life experiences, such as trauma or a history of abuse
  • Family history of mental health problems

Myth: Once you have mental health problems, you’ll always have them.

Fact: Studies show that people with mental health problems get better, and many recover completely. There are more treatments, services and community support systems than ever before, and they work.

Myth: Therapy and self-help are a waste of time.

Fact: According to the American Psychology Association, hundreds of studies have found that psychotherapy helps people make positive changes in their lives**. Treatment for mental health problems varies depending on the individual and could include medication, therapy or both. Many individuals can work with support during the healing and recovery process.

Myth: I can’t do anything for a person with a mental health problem.

Fact: In 2020, only 20% of adults received any mental health treatment in the previous year, which included 10% who received counseling or therapy from a professional. Friends and family can be important influences to help someone get the treatment and services they need by:

  • Reaching out and letting them know you’re available to help
  • Helping them access mental health services
  • Learning and sharing the facts about mental health, especially if you hear something that isn’t true
  • Refusing to define them by their diagnosis or using labels such as “crazy”; instead use respectful language

*Anxiety & Depression Association of America. Understanding anxiety & depression.
**American Psychological Association. Understanding psychotherapy and how it works.

Source: MentalHealth.gov. Mental health myths and facts.

If you or a member of your household is struggling with a mental health condition, the following resources can help. These resources are confidential and available to you at no extra cost.

 

Categories
Articles

Learn more

LEARN MORE

6 financial tips for the sandwich generation

It seems like only yesterday that your kids were toddlers. Now they’re heading to college — just as your aging parents need your help. Congratulations, you’ve joined the sandwich generation. Whether this is your current situation — or one you may face in the future — taking care of multiple generations of your family can be tough on your stress level and your wallet.

Print

Looking for more? Find other articles below

multi-generation family

Here are six tips to help you support your loved ones while safeguarding your own financial well-being.

1. Get your finances on track.

Whether you’re currently caring for your kids and aging parents, or you’re on your own, now’s the time to get rid of your debt. Need help? Sign up for SmartDollar® and follow the 7 Baby Steps to restore your financial health.

2. Talk about finances early and often.

If you’re caring for your parents, don’t be afraid to ask them tough questions. Are they in debt? Do they have life insurance or long-term care insurance? Do they understand their investments? Do they have a will?  Can they share its location with you? As for your grown children, ask them about their goals. Talk to them about lifestyle changes they need to make to get where they want to be.

3. Start planning for the right kind of elder care

If your parents need in-home care, an assisted living facility or a nursing home, you’ll need to discuss the financial impact with them. Decide what type of care fits their budget (or yours, if you’re the one supporting them). Visit Resources For Living® for adult and elder care referrals and to find out more about the 30-minute free legal consultations available to you.

4. Save and invest for your own retirement.

If you aren’t already doing it, start saving for retirement. By making your retirement savings a priority, you can save your kids from the same stress you might be going through now with your own parents. The sooner you take advantage of your Costco Retirement Plan, the more you’ll save.

5. Save for your children’s college.

It’s never too early to start exploring the best ways to save for your kid’s college education. If they’re still in high school, make sure their dream college is one you can afford. Help them look into scholarships, and encourage them to get a part-time job. This way, they can start saving before entering college. If you have kids who are already in college, talk to them about getting a part-time job during the school year and a full-time job for the summer to help them avoid accruing debt. Finally, talk with them about learning to live on a budget.

6. Set clear boundaries.

Balancing money and relationships can be complicated. The best thing to do is set healthy boundaries and talk about expectations. It’s hard to say no to parents or children when you’re trying to work on your finances. But don’t let anyone make you feel guilty for trying to take care of your own household first.

Source: RamseySolutions.com

The following resources are available to help you stay financially fit — whether you’re single or caring for aging parents or children. These resources are confidential and available to you at no extra cost.

 

Categories
Articles

Explore more

EXPLORE MORE

Make a will for peace of mind

There’s a reason 50 to 60% of Americans don’t have a will. Even the idea of talking with someone about estate planning makes some people uncomfortable. But it’s an important conversation to have. You can learn how to provide for your loved ones after you’re gone. And you can enjoy the emotional benefits of getting your finances in order and knowing that you’re taking care of the ones you love.

Print

Looking for more? Find other articles below

peaceful-sunset-over-water

A will puts your mind at ease

Having a will is one of the most important things you can do for yourself and your family. It offers you peace of mind — right now — because it allows you to:

Protect your family from financial hardship

You decide — not a probate court — how to divide your estate. This means, at a very difficult time, your family can have a seamless and peaceful financial transition and avoid long, unnecessary delays as well as attorney and legal fees.

Minimize confusion and conflict

Having a will empowers you to make your wishes clear and helps minimize family clashes over your estate. It also ensures that part, or all, of your estate doesn’t go to someone you never intended to be your beneficiary. Your beneficiary is the person (or persons) you choose to inherit your assets if anything should happen to you.

Choose the right guardian for your children

You can then take the time to think about which relative or friend you’d want to raise your minor children, and then ask them if they’d be willing to take on that responsibility. Once that’s settled, you can designate them in your will, a legally binding document.

Make meaningful gifts and donations

Your personal values and interests can live on through the legacy you leave your favorite organizations. Gifts up to $13,000 are excluded from estate tax, so you’ll also be increasing the value of your estate for your heirs and beneficiaries to enjoy.

When you make a will, you gain the satisfaction of knowing you’ve done the smart, responsible thing for those you love. And that’s something to feel good about.  

Source: FindLaw. Top 10 reasons to have a will.

The following resources are available to help you plan and secure your family’s financial future. These resources are confidential and available to you at no extra cost.