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Be intentional with your money

Finances affect every part of life, including our health. Feeling stressed about money can lead to things like sleep problems, headaches and feelings of anxiety. Thankfully, your Costco benefits can help you take charge, get ahead and feel better about your overall financial picture.

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What are some ways to take control and boost my savings?

  • Set clear financial goals — Decide where you want your money to go instead of wondering where it went.
  • Pause before making an unplanned purchase — Be honest about whether it’s something you need or just want in the moment.
  • Stick to your list — Decide what you need before you shop and stick to it.

Your Costco benefits can help you pay off debt, save for retirement and stress less about money. Here’s a closer look at what’s available to you.

Get free financial coaching from SmartDollar®

People often have different views when it comes to managing finances. This is a topic Costco Benefits Manager Lauren Green and her husband, Center Manager Anthony Green, talk about in this month’s employee podcast. Hear how SmartDollar not only strengthened their finances during a hectic time, but their relationship as well.

SmartDollar helps you take control of your finances. Get step-by-step guidance to manage your budget at no cost to you. You also get free financial coaching. Here are some things a financial coach can help with:

  • How to discuss money with your partner
  • Build a budget for everyday expenses and goals
  • Figure out what debt to pay off first
  • Save for emergencies
  • Plan for retirement
  • Save for the fun stuff, like a vacation

Invest in Costco with the Employee Stock Purchase Plan

UBS administers the Costco Employee Stock Purchase Plan (ESPP). You can choose to purchase company stock through payroll deductions, and Costco pays the fees and commissions related to each purchase.

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Support for growing your family — and ways to save

Looking to grow your family? The journey can involve a lot of decision-making and preparation. Put exploring your benefits at the top of your list. You have many no-cost or low-cost resources to support you along the way. This includes tools for a healthy pregnancy, support for infertility, help planning for maternity leave and more. 

Plus, there are ways to save, like incentives that go towards your deductible and coinsurance — just for doing things that help keep you and your baby healthy. You can also get childcare discounts through LifeMart

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Enroll and earn with the Aetna Maternity Program

Mainland employees can earn up to $400 in credit towards your deductible and coinsurance if you enroll in and engage with the Aetna Maternity program. A specialized team of nurses can also walk you through what to expect before and after delivery, get answers to your questions and more, including: 

  • Mental health support throughout your journey 
  • Guidance to reduce pregnancy risks and prevent early labor 
  • Breastfeeding support and accessing your free breast pump 
  • Information about newborn care 
  • Education on vaccines for parents and children 
  • Information and support for dads or partners 

Learn more at Costcobenefits.com > Health & Wellness > Health Benefits > Aetna Maternity Program. To sign up for the program or reach a fertility advocate, visit Aetna.com/Maternity or call 855-282-6344 (TTY: 711).

Note: Costco medical plans do not cover charges related to a dependent child’s pregnancy, including labor and delivery, except services that qualify as preventive services under the Affordable Care Act.

Benefits for infertility and adoption

You also have access to infertility support. Get paired with an Aetna® Fertility Advocate. These specially trained nurses can answer your questions and help you understand your benefits. They can also help with the prior authorization process. Your infertility benefits include: 

  • Support from a fertility advocate if you qualify for infertility treatment
  •  Services needed to diagnose the medical cause of infertility
  • Up to six medicated cycles of comprehensive infertility service
  • If warranted, up to three cycles of advanced reproductive technology (ART), including in-vitro fertilization (IVF) and elective single embryo transfer (eSET)
  • Drugs to treat infertility, up to $25,000 per lifetime


If you decide to adopt a child, your benefits can help make that dream come true. Adoption assistance is available to you after one year of employment. You can be reimbursed for up to $5,000 of eligible expenses (limited to two adoptions).

For more details visit the Women’s Health Guide.

Getting ready for a new baby

Bringing a healthy baby into the world starts with taking care of you. Your Costco medical plan fully covers routine prenatal visits when you use providers that are in-network. Some recommended steps are:



Calendar Icon
Schedule your first prenatal visit as soon as you know (or think) you may be pregnant.
  • Call the Live Healthy Team at 800-814-3543 (option 2) if you’d like help finding a provider or scheduling your appointment.
  • Enroll in the Aetna Maternity Program in your first trimester to get an enrollment credit of $200.


Doctor Icon
Choose a pediatrician. About three months before giving birth or adopting your child you’ll want to start your search. This helps you avoid delays in case the doctor has a busy schedule.
  • Look for reviews online or ask friends and family for recommendations.
  • Search for a pediatrician at Aetna.com or the Aetna HealthSM app.
  • You can also call the Live Healthy Team for help.


Childcare Icon
Find childcare. Finding the right care can take longer than you’d expect. For help, call Resources for Living (RFL) at 833-721-2320. Find discounts on childcare with Lifemart.


Breast Pump Icon
Get a breast pump. If you plan to breastfeed, about two months before giving birth you can talk with an Aetna Maternity Program nurse to order a breast pump, covered at 100%.


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Plan for maternity or bonding leave so you have time to rest, recover and connect with your baby or adopted child.
  • Unum can help guide you through state-specific requirements around maternity leave.
  • They’ll also assist with paid bonding leave benefits.


ID Icon
Enroll your newborn or adopted child into your health plan within 60 days of their birth or adoption. They’re not automatically added, so don’t delay — even if you’re still waiting for a Social Security number or state-certified birth certificate.

Finding balance after a new baby

Taking care of yourself after delivery is a big part of your physical and emotional recovery. Be sure to keep all your postpartum checkups. They’re important to monitor your overall health and address any complications.  
 

Parenthood is both rewarding and demanding. For even more benefits and resources that support a growing family, check out the Women’s Health Guide for mainland employees, available now. Stay tuned for the Men’s Health Guide, coming in June.

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New! Women’s Health Guide

Women have unique health needs that change throughout their lives. And too often, they take a back seat to everything else on their plate. Learn about all the benefits available to help you or the women in your life get the care they need — when they need it.

You can also check out our new Women’s Health Guide for mainland employees for these details and more. And watch for our Men’s Health Guide, coming in June.

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Get to know the benefits that support women’s common
health concerns

Wondering how you can improve your health? Learn more about the resources available to all employees below.

For strengthening mental health: Resources for Living (RFL)

Get help with your emotional health needs, including anxiety and depression, relationship struggles, alcohol and substance use concerns, and more. For example, find a therapist and access six free counseling sessions, per issue, per year. This program is available for you and your household members. Dependent children living away from home can use RFL up to age 26. 

RFL.com/Costco | 833-721-2320 (TTY: 711) | No cost

Resources available to those enrolled in a Costco medical plan

For heart health: Omada for Diabetes, Hypertension, Prevention & Weight Health

Heart disease is the number one cause of death for American women.1 That’s why staying up to date on exams and screenings is so important. It can help catch concerns early when they’re easiest to treat. One way Omada can help is with care between visits for high blood pressure and diabetes.

Support your heart health. Register for this webinar on May 23 from Omada Health.

OmadaHealth.com/Costco | 888-409-8687 | Age 18+ | No cost

For mobility and pelvic health: Omada for Joint and Muscle Health

In the U.S., 1 in 3 women experience some sort of pelvic health condition,2 such as pelvic pain or bladder issues. Omada has programs to relieve pain, strengthen your pelvic floor and prepare for labor and delivery.

msk.OmadaHealth.com/Costco | 888-409-8687 | Age 13+ | No cost

Guidance from women’s health experts: 2nd.MD

Questions about a breast cancer diagnosis or treatment for endometriosis? Dealing with polycystic ovary syndrome (PCOS) or infertility? 2nd.MD connects you to a leading women’s health specialist for second opinions on these conditions and more.

2nd.MD/Costco | 833-579-2509 | No cost

Mainland: Additional resources

Infertility and maternity support

The Aetna Maternity Program connects you with specially trained nurses to support you on your pregnancy journey. Employees, spouses and domestic partners who enroll in the program can earn up to $400 in credits toward their deductible and coinsurance.

Aetna.com/Maternity | 855-282-6344 (TTY: 711) | No cost

Costco medical plans do not cover charges related to a dependent child’s pregnancy, including labor and delivery, except services that qualify as preventive services under the Affordable Care Act.

Menopause-focused care: Gennev

Women can experience a range of physical and emotional changes before, during and after menopause. This might include trouble sleeping, hot flashes, mood swings, brain fog, forgetfulness and weight gain. Thankfully Gennev, the nation’s largest virtual menopause clinic, offers expert care to help manage this transition.

Gennev.com/aetna | 206-895-4292 | Copays apply

Around-the-clock support: The 24-Hour Nurse Line

If something happens — for instance, you sprain an ankle — or you have a medical question, no need to wait for answers. Call the 24-Hour Nurse Line to speak to a registered nurse — even if it’s 2 a.m.

800-556-1555 (TTY: 711) | No cost

Puerto Rico: Additional resources

For activities that support women’s health: SSS Contigo Mujer

Provided through Triple-S, SSS Contigo offers education and activities to support women’s health for employees enrolled in the Triple-S medical plan. Connect with a group of experts for one-on-one health support. You can also access Contigo Mamá for education and support during pregnancy to up to six months postpartum.

SSSPR.com | 787-706-2552 or 800-981-4860 | Mi Triple-S app

For infertility and pregnancy support: SSS Contigo Mamá

Get help on how to stay healthy during your pregnancy. Take advantage of virtual workshops on a variety of pregnancy-related topics and telephone counseling with clinical specialists. This program is available at no cost. 
SSSPR.com | 800-981-3241 | contigomama@SSSPR.com | No cost

Costco medical plans do not cover charges related to a dependent child’s pregnancy, including labor and delivery, except services that qualify as preventive services under the Affordable Care Act.

Hawaii: Additional resources

For infertility support: HMSA

HMSA offers infertility benefits to employees and their spouses/domestic partners enrolled in the HMSA medical plan.

HMSA.com | 800-776-4672 | HMSA app

For support before, during and after pregnancy: HMSA’s Pregnancy support program

HMSA’s pregnancy support program connects you to skilled maternity nurses from the moment of enrollment to six months postpartum. This no-cost program is available to employees and their spouses/domestic partners enrolled in a HMSA medical plan.

HMSA.com/pregnancy-support | 855-329-5461 | HMSA app

Costco’s medical plan does not cover charges related to a dependent child’s pregnancy, including labor and delivery, except services that qualify as preventive services under the Affordable Care Act.

Source(s):

1American Heart Association, Go Red for Women. The facts about women and heart disease.

2National Institutes of Health. Power to the pelvis.

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Video: Women and mental health

When you have a cold or a sprained wrist, do you rest? What about when you feel anxious, burnt out or stressed?

It’s OK to not be OK. Taking care of your mental well-being isn’t a sign of weakness, but of strength. Whether that means going to therapy, taking time for yourself, or doing something you enjoy, it can help build resilience.

Find out what women wish all other women knew about mental health by watching this video. Costco offers many different emotional support resources. Learn more in the Resources section at the bottom of this article. You’ll find even more in the new Women’s Health Guide. Watch for the Men’s Health Guide, coming in June.

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Busy moms who juggle work, life and family may forget to check in with themselves. And they may feel like they’re responsible for making sure everyone else is OK.

Watch this video to see how you can avoid burnout to help improve mental health. 

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Video: How failure can be good for you

Do you often worry about making mistakes or letting people down? Fear of failure is very common and can show up at any time in your life. If left unchecked, it can hurt your self-confidence, affect your relationships and even your career.

Resources for Living (RFL) has many suggestions on how to manage setbacks and a fear of failure. Check out their video on how failure can be a good tool for success and growth.

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Go from worst critic to best advocate

Did you know that women are less likely to apply for leadership roles — even if they’re just as qualified?1 Putting yourself out there — whether you’re trying a new hobby, going on a date or applying for a job — can be scary. You may feel self-conscious or worry about what others are thinking. But in reality, most people are feeling the same way.

Take time to think about where you’d like to grow at Costco. There are countless opportunities within the company. Connect with your manager about your goals and create an action plan — whether it’s learning a new department or developing certain skills. Staying on the same page as your leadership is an important step to reach your goals!

When you fall down, you’re really failing up

Have you heard of “growth mindset?” It’s a way of thinking that looks at challenges and setbacks as an opportunity for self-improvement. Another term for this is “failing up.” For example, missing out on a promotion can be disappointing. But a growth mindset sees this as a chance to grow.

Things don’t always go as planned

No matter how well we plan, life is filled with twists and turns. Family and relationship problems, job disappointments, health issues, financial stressors — everyone faces these at some point in their life. The key to bouncing back is resilience. It’s an important life skill that helps you deal with whatever comes your way.

Source(s):

1Worldwide Economic Forum. Why clear job descriptions matter for gender equality?

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Retirement planning: 3 ways Costco helps

Ever wonder what life will be like after you stop working? Often, what retirement will look like depends on how you prepare before you retire. Whether retirement is a year away or 25 years, learn what you need to know now for retirement later.

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Costco 401(k) Retirement Plan: The annual company contribution helps you grow your savings

Costco invests in your future with both matching and annual company contributions to your Costco 401(k) Retirement Plan account. Employees in Puerto Rico have the Costco Puerto Rico Retirement Plan.

Eligibility: Once an employee has completed a year of service, they’ll be entered into the company contribution portion of the plan beginning the first day of the month after their anniversary date.

Annual company contribution: Costco contributes a percentage of eligible earnings paid from the entry date – regular pay, overtime, vacation pay, holiday pay, sick pay, paid time off and extra checks – to your 401(k) account*, even if you don’t make any contributions of your own.

The contribution starts at 4% for an employee’s first few years, and increases as your years of service increase, capping at 9% after 25 years.

Matching company contribution: The company also matches 50% of your own contributions, up to $500 a year.

Best of all – these contributions belong to you with immediate 100% vesting.

To check your account balance, set up automatic payroll deductions, adjust your investment mix and much more, go to RPS.TRowePrice.com. You’ll also find financial tools and resources, including an Education Library, Retirement Income Planner and calculators:

  • Paycheck Impact Calculator
  • Contribution Maximizer
  • College Planning Calculator
  • Roth Comparison Calculator
  • Social Security Calculator and more

2024 Annual company contribution: Costco contributed nearly $616 million to employee retirement accounts in 2025 for the 2024 annual company contribution. If you missed the letter Costco sent noting this year’s contribution amount, see your quarterly statement from T. Rowe Price.

Years of
Service
Company
Contribution
Average Contribution
Per Year
1-3 years4% $1,371
4-9 years5%$2,996
10-14 years6%$4,198
15-19 years7%$4,994
20-24 years8%$5,897
25+ years9%$7,147

*Employees at union warehouses should consult their collective bargaining agreement for more information about Costco’s contributions to their 401(k) plan.

Purchase company stock and become a shareholder in the company

The Employee Stock Purchase Plan (ESPP) with UBS lets you purchase Costco stock through payroll deductions. You choose the amount you’d like to invest each pay period. Fees and commissions for these purchases are fully paid by Costco. To learn more, visit Costcobenefits.com > Financial Wellbeing > Employee Stock Purchase Plan (ESPP).

Get familiar with Medicare — know your health coverage options before and after 65

While Medicare is available beginning at age 65, if you retire before age 65, you’ll need health coverage to fill the gap. You can explore coverage options available at HealthCare.gov, or you can contact the Benefits Department at 800-284-4882 to learn more about your retirement health plan options.

Do you or a family member have questions about Medicare, Medicare Advantage or Supplemental plans? Get answers to your questions. SGIA Medicare Consulting offers one-on-one support to help you find the plan that fits your needs. This service is available at no cost to all Costco employees and their families, including parents.

To connect with a Medicare expert, call 888-821-6486 or learn more at sgiamedicare.com/costco.

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Make a plan to take care of your loved ones

Have you ever worried about what would happen to your family if something unexpected happened to you? A peace-of-mind plan can help you feel secure knowing that your loved ones will be taken care of. It’s like leaving a map for your family to follow, so they know where to go.

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number 1

Start with a list

Write down all your assets, including real estate, financial accounts, personal property, insurance policies and digital assets. You can also include any debts, such as a home or car loan, or credit cards. Here are some examples:

  • House
  • Bank or investment account
  • Retirement account
  • Car
  • Art, jewelry or collectibles
  • Life insurance policies
  • Social media accounts
  • Digital photos

You’ll collect all the details, such as account numbers and passwords, and list them in a separate document, such as a letter of instruction. This helps keep information private as wills can become public documents. It will also keep you from having to update your will if account numbers or passwords change.

number 2

Consider life and AD&D insurance

Life insurance pays a cash benefit to a beneficiary if the insured person dies. Accidental death and dismemberment insurance pays an additional amount for certain covered accidents.

  • Basic life and AD&D insurance is provided to all eligible employees and their enrolled family members at no cost.
  • Supplemental life and AD&D insurance is available for you to purchase if you’d like more than the basic life insurance provided. Learn more about how much and when you can purchase this coverage at Costcobenefits.com > Financial Wellbeing > Life & Disability.
number 3

Choose beneficiaries

A beneficiary is who you choose to get your money and things when you die. It can be a person (or multiple people), the trustee of a trust you’ve set up, a charity or nonprofit organization, a minor (under 18 years of age) or your estate (in the case of a life insurance policy). 

Why it’s important

  • Clarity: When you name beneficiaries, it’s clear who gets what. This helps avoid arguments and hurt feelings among your family.
  • Speed: Naming beneficiaries ensures that claims for benefits such as life insurance get processed and paid timely. Without a beneficiary listed, there can be delays in determining who should receive the benefits.
  • Control: You decide who gets your money and things. If you don’t name a beneficiary, the state decides, and it might not be what you want. 

How to choose  

Think about the people who depend on you:

  • Who needs your financial help? Make sure they’re included.
  • If you have children under 18, who will manage their money? You can name a trustee to handle this.
  • Do you want to set conditions? For example, you might want your children to get money only after they graduate from college.

Please note, in order to name someone other than your spouse as your beneficiary on your retirement account, you’ll need to contact T. Rowe Price for assistance.

number 4

Make a will

A will makes sure your house, cars, money and assets go to the right people.

You may also want to consider a trust. Here are some of the benefits:

  • Set the rules You decide how or when your beneficiaries receive their inheritance. This can be useful for kids or those who need help managing money.
  • Avoid probate — Your trust distributes your assets. That means no court supervision and a faster, more private process.
  • Estate planning — You can include real estate, bank accounts and investments to be managed the way you decide. 

Other legal documents to think about:

  • Durable powers of attorney — Lets someone make financial, legal and benefit decisions for you if you can’t.
  • Health care directive — Lets someone make health care decisions for you if you can’t.

Through Resources for Living®(RFL), you have access to the Free Legal Resource Center. Use online tools to create free legal forms, such as wills, trusts and powers of attorney. To get started, visit RFL.com/Costco > Life & Relationships > Legal services > Legal forms and documents.

You can also learn more about a variety of legal topics in the Resource Library. Or take advantage of a free 30-minute consultation with a lawyer to answer any questions you may have about wills, trusts or other legal concerns. Call RFL at 833-721-2320 (TTY: 711) to request your free consultation.

number 5

Update your documents

Make sure your life insurance, retirement accounts and other documents have the right beneficiaries. You can update your beneficiaries at any time here:

number 7

Talk to your family

Let your loved ones know about your plan. By taking these steps, you can both have peace of mind that they’ll be taken care of.

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Your financial knowledge toolkit

Dealing with money and finances can be overwhelming. But small changes, wise choices, and a little guidance and support can help you reach your financial goals.

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Here are some tips:

Be mindful with your spending

“I can’t afford a house, so I might as well treat myself to a fun weekend.” That might seem like a good idea in the moment. But here’s the truth: small, intentional spending decisions can add up more quickly than you think, and help you reach big goals.  

Reduced spending can also reduce waste in landfills. Ordering out for dinner means higher meal costs plus plastic bags, boxes and other disposable materials. Meal planning for the week on a free day helps you save money and reduce your carbon footprint.

Write down your financial goals

What are your financial goals? What’s important to you? SmartDollar, your no-cost confidential online personal finance program, is designed to help you reach your goals.

SmartDollar’s step-by-step plan helps you take small steps to pay off debt and save more using the online budgeting tool. It keeps you motivated with video lessons from personal finance experts and gives tips to: 

  • Pay off debt faster
  • Set up an emergency fund
  • Save for college 
  • Buy a car
  • Save for a down payment on a house

Free one-on-one financial coaching is also included. To sign up and get started, visit SmartDollar.com/enroll/costco or text Costco to 33789* to download the app.

If you want to grow your financial knowledge, additional financial resources are available through Resources for Living. Get a free 30-minute consultation per concern with a financial specialist. They can help with things like budgeting, credit repair and reports, mortgages and refinancing, debt management and tax questions. Visit RFL.com/Costco to request a free financial consultation.

Be smart about big purchases

Do your research before buying a house or car. Take the time to compare prices and learn about the market in your area. Consider things like rates and resale value to make an informed decision and get the best value for your money. Consider checking out the Costco Auto Program.

Watch these SmartDollar videos for additional ways to save:

Take advantage of these ways to save

Your Costco benefits can help you make the most of your money.

  • Save on monthly expenses — New for 2025, you have access to LifeMart for employee discounts on gym memberships, virtual fitness and childcare.**
  • Contribute to your 401(k) Costco offers matching and annual contributions to your retirement plan with T. Rowe Price. To check your 40l(k) account balance, set up automatic payroll deductions, adjust your investment mix and much more, go to RPS.TRowePrice.com.
  • Purchase company stock — The Employee Stock Purchase Plan (ESPP) lets you buy Costco stock through payroll deductions. You choose the amount you’d like to invest per pay period.
    To learn more, visit Costcobenefits.com > Financial Wellbeing > Employee Stock Purchase Plan (ESPP)
  • Save on taxes — Use reimbursement accounts for eligible expenses.
    • A Health Care Reimbursement Account (HCRA) lets you set aside pretax dollars to pay eligible medical expenses. You can use it for things like copays, deductibles and coinsurance, dental and vision expenses, plus prescriptions and over-the-counter items. Sign up for an HRCA during Annual Enrollment.
      To learn more, visit Costcobenefits.com > Financial Wellbeing > Health Care Reimbursement Account.
    • A Dependent Care Assistance Plan (DCAP) lets you set aside pretax dollars to pay for qualified child and elder care expenses needed for you and your spouse to work. You can use it for expenses like day care, before- and after-school care, nursery and pre-school, and in-home aids. Keep in mind that the DCAP isn’tfor dependent health care expenses. You can sign up, change or stop your DCAP based on your dependent care needs.
      To learn more, visit Costcobenefits.com > Financial Wellbeing > Dependent Care Assistance Plan.

NOTE: If you were enrolled in a reimbursement account in 2024, remember that your claim filing deadline is April 30. Any unused funds are forfeited after this date. Only your HCRA rollover amount of up to $640 can be carried over from 2024 to use in 2025.

*Message and data rates may apply. 

**Childcare discounts are not available in Puerto Rico. 

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Talk about money — even when it’s hard

It’s easy to fall into the trap of thinking everyone but you has their money figured out. But the truth is, 72% of Americans report feeling stressed about money within the last month.  

Topics like budgeting, investing, interest rates and managing debt aren’t always taught in homes or schools. And that can leave many adults feeling overwhelmed by their finances.

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It’s ok to talk about it. And you should. If you share expenses with a spouse or partner, talk to them. Getting on the same page is important. But you can only do that if you have clear, open communication about your financial goals.

Talk with a trusted friend or family member. Once you start getting more comfortable having money conversations with the people in your life, not only will it shed light on your own milestone moments, but it will also help you understand how the people close to you view money and make decisions.

And be sure to ask for help when you need it. Support is available from these helpful resources: 

  • Struggling to make ends meet? Get connected with local community resources through Worklife, made available by Resources for Living® (RFL). They can connect you with resources for rent, water and electricity, food and more. Social workers are also available to help support you and your family. 
  • Stressed and overwhelmed? RFL offers 6 free counseling sessions per issue per year for you and your household members. Dependent children living away from home can use RFL up to age 26.
    To connect with support, call 833-721-2320 (TTY:711) or visit RFL.com/Costco
  • Need help taking the first step out of a rough financial situation? SmartDollar offers budgeting tools and free one-on-one financial coaching. They can help you figure out a financial plan that meets your needs, such as tackling debt, repairing credit or saving an emergency fund.
    To get started, visit SmartDollar.com/enroll/costco or text Costco to 33789* to download the app. 

Learn more about the importance of talking about money with SmartDollar.

Here’s the truth about money: If you don’t tell it where to go,  you’ll always wonder where it went.
– Dave Ramsey

*Message and data rates may apply. 

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Can’t sleep? Try Sleepio

A good night’s sleep is one of the best things you can do for your physical and mental health. But if you’re like a lot of Costco employees, you may have a varying work schedule, and may not have the same start and end to each day. That can make it harder to fall asleep — and stay asleep — night after night. This can take a toll on your body and mind, putting you at risk for mental health issues, obesity, diabetes and heart disease. Your new free benefit Sleepio can help.

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Sleepio is here

Sleepio is a six-week guided online program for better sleep. It’s tailored to you and simple to use. Clinical studies have shown the program improves the sleep of those who use it.  

Here’s how to join:

  • Complete the coverage check at sleepio.bighealth.com/Costco 
  • Click the link in the confirmation email you receive to download the Sleepio app and create your account

Note: Make sure you start the process by registering on the Sleepio website. There are two Sleepio apps, and the link in the confirmation email will send you to the right one.  

Here’s how it works:

  • You start by taking an in-app baseline sleep quiz to determine your sleep habits and challenges.
  • You then get access to a personalized care plan.
  • In just 5 minutes a day, you’ll learn effective ways to get better sleep, including a wind-down routine, relaxation exercises and ways to calm your thoughts.
  • You’ll better understand why you have sleep problems, what makes them worse and how to get back to better sleep for good.

Sleepio is available at no cost to you and your family members age 18 or older enrolled in a Costco medical plan. Get help to clear your mind, get better sleep and have better days in just six weeks. Learn more at sleepio.bighealth.com/Costco.

4 tips for more zzzzzzs

  1. Eat healthy. A varied diet with plenty of vitamins, minerals and antioxidants makes a major contribution to your immune system, overall health – and sleep. Dietitians recommend 3-5 servings of different fruits and vegetables each day.
  2. Power down. Avoid cell phones, TVs and computers in the hour or two before bedtime. Limit caffeine to the start of your day.
  3. Establish a bedtime routine. Take a warm shower or bath. Listen to calming music. Having a routine helps condition your mind and body for sleep.
  4. Protect your time and energy. Trying to do too much or be everything to everyone can cause stress and anxiety and affect your sleep. Set boundaries if you’re over-extended and make time to unwind and do the things you enjoy.  

Sources:
National Sleep Foundation. The link between nutrition and sleep.

Check out these sleep and diet resources.