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Keep your teeth in tip-top shape

Baby boomers are the first generation in which most people will keep their natural teeth for life. This is largely thanks to fluoride in public water and fluoride toothpaste. But we’re not totally out of the woods.

Threats to oral health, like cavities and gum disease, can still lead to tooth loss, especially as we age. Receding gums and decreased saliva production can expose teeth to decay-causing bacteria. It’s also common for other age-related health issues to take precedence over oral health.

Luckily, there’s one tool that can help you maintain strong teeth for the long term — regular preventive care. And your Costco benefits are here to help, with 100% coverage for two annual dental exams and cleanings when you see an in-network provider. If you haven’t had a cleaning in the last six months, you still have time to schedule a preventive dental visit before the end of the year. And if you are enrolled in the Costco medical plan, don’t forget to take advantage of the annual vision exam included in your benefits too.

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Tips for a healthy mouth

Men, in particular, are more vulnerable to dental issues. Men develop gum disease more often than women, due to their hormone differences, immune system factors, differences in oral hygiene behaviors and greater tobacco use.1 They also tend to visit dentists less frequently, and when they do, it’s more often for a longstanding problem than disease prevention.

Fortunately, there are small steps everyone can take to keep their teeth and gums healthy.

  • Schedule your annual dental checkups and cleanings. Two checkups per year are recommended.
  • Brush your teeth with a fluoride toothpaste twice a day and floss daily. This removes the plaque that causes cavities.
  • Limit sugary foods and drinks. The sugar and carbonation in these products can strip away enamel and cause tooth decay.
  • Avoid tobacco. Not only do tobacco products stain your teeth, but they can also increase your risk of gum disease, bone loss and oral cancer. If you smoke or use tobacco products, there are resources available to help you quit. The Costco Tobacco Cessation program can help.
  • Drink plenty of water. The dehydrating effects of alcohol and some medications can reduce the saliva flow in your mouth, making you more susceptible to gum disease and tooth decay.
  • See your doctor or dentist if you have sudden changes in taste or smell. These could be a sign of gum disease or infection.

When surgery is necessary

Even if you practice good dental hygiene, you may still need oral surgery. The most common is tooth removal, or extraction. This is recommended if you experience pain due to severe tooth decay or gum disease. Wisdom teeth may also be candidates for extraction if your dentist determines that they’re likely to cause issues in the future. Other types of oral surgery include root canals, periodontal surgery, dental implants and corrective jaw surgery.

It’s often confusing to know whether oral surgery procedures fall under your dental or medical benefits. A general rule of thumb is that dental insurance covers any procedure directly related to the teeth, while medical insurance covers procedures related to the bones and tissue structures of the face and oral cavity. If your doctor or dentist recommends oral surgery, visit Costcobenefits.com to find information on coverage.

Relief from dental pain

Your care team wants you to be as comfortable as possible when you’re undergoing dental treatment. That may involve prescribing pain relievers, including opioids, which are highly addictive. Ask your dentist about safer pain-management alternatives.

For example, EXPAREL®, a nonaddictive one-time injection, helps to relieve pain for the first few days after a procedure and may reduce the need to take opioids at all. This medicine is covered by all Costco dental plans at 100%. You can also try a combination of ibuprofen (Advil®, MOTRIN®) and acetaminophen (TYLENOL®), which has been shown to be more effective than opioids with fewer side effects.2 Talk to your dentist about your options.

Save more when you stay in network

To keep your teeth and gums healthy, prevention is the best medicine. All Costco dental plans fully cover preventive care, including two annual checkups and cleanings when you see an in-network dentist. Using an in-network dentist usually keeps your out-of-pocket expenses lower and offers a higher annual maximum benefit. You can review your dental plan choices and make changes during Annual Enrollment, starting November 1.

1American Journal of Men’s Health. Men and oral health: a review of sex and gender differences.
2Modern Healthcare. OTC meds more effective for post-surgery pain than opioids, study shows.

Sources:
CDC. Facts about adult oral health.
Cleveland Clinic. Oral surgery.

Be sure to schedule your dental exam and cleaning before the end of the year. For resources to help you review your coverage, find a dentist, or quit tobacco products for good, see below.

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Video: The brain-changing benefits of exercise | TED

You know that feeling you get after a brisk half-hour walk? Suddenly, you’re full of energy, cheerful and ready to handle the tasks that seemed overwhelming minutes before. That feeling of emotional well-being is not your imagination. It’s the measurable result of changes in your brain you put in motion when you put your shoes on and walked out the door.

In her 13-minute TED Talk, neuroscientist Dr. Wendy Suzuki explores the powerful effects of exercise on your mood, brain function and long-term brain health.

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Source: TED Ideas worth spreading. The brain-changing benefits of exercise.

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Why exercise matters

When you exercise regularly, you feel better. But that’s just the beginning. Exercise can have an enormous impact on your long-term physical health, behavioral health, mental sharpness, financial well-being and quality of life. And it doesn’t stop there. The benefits also impact our local and national economies, military readiness and more.

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Exercise affects more than just your own long-term health.

The benefits of exercise reach far and wide — as you can see in the chart below from Centers for Disease Control and Prevention (CDC).

Source: Centers for Disease Control and Prevention. Physical activity — why it matters.

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LEARN THE BASICS

Do you know your numbers?

Your height, weight, blood pressure, temperature and heart rate provide your doctor with important information about your health. But they’re just the beginning. There’s a wide range of tests and screenings that offer more detailed information about how your body is functioning today, and about problems that may develop in the future.

Of all the blood tests your doctor may order, one of the most essential is a basic metabolic panel (BMP). Here’s a closer look at this common test and what it can tell you about your health.

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What is a basic metabolic panel?

A basic metabolic panel — or BMP – is a simple blood test that checks the levels of different substances in your blood. It gives your doctor important information about how some of your body’s systems are working, and it’s used to check for certain medical conditions, such as diabetes, kidney disease or high blood pressure. It also can be used to make sure any medication you’re taking is working well.

How often your doctor orders a BMP depends on your health and your doctor’s concerns about how your body is functioning. 

What is a BMP used for?

A BMP is used to check different body functions and processes, including:

  • Kidney function
  • Fluid and electrolyte balance
  • Blood sugar levels
  • Metabolism

What is tested in a BMP?

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Calcium

Calcium keeps bones strong and ensures your blood clots properly. 

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Carbon dioxide

Your carbon dioxide levels show how well your lungs and kidneys are working.

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Chloride

Chloride shows how your body is managing fluids. 

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Creatinine

Levels of creatinine can tell your doctor how well your kidneys are functioning. 

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Glucose

Glucose in your blood is also known as your blood sugar. It’s the main source of energy for your body. Too little or too much is a serious problem. 

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Potassium

Potassium helps your muscles work and controls your breathing. Extra potassium is removed from your blood by your kidneys. When you have kidney disease, they can’t remove it, so you’ll have too much in your blood.

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Sodium

Sodium is a mineral that’s important for ensuring your blood, cells and tissue have enough water to function properly. 

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Blood urea nitrogen

This is another kidney function byproduct that tells your doctor if your kidneys are working well. ‌

What can you learn from your results?

Your doctor can help you understand your basic metabolic panel results. If any of the results are not normal, it may mean you have an underlying medical condition. Your doctor will likely order more tests to confirm any diagnosis. 

Your BMP results may say that the levels of substances in your blood are either normal (negative) or abnormal (positive). Results can also be inconclusive, which may mean you’ll need more tests.

Next steps

With the information provided by your test results, your doctor can make recommendations to help manage your current or potential health challenges. These could include changing your diet, increasing the amount of water you drink, or getting more sleep or exercise. Your doctor could also prescribe a medication or refer you to a specialist.

Sources: WebMD. What is a basic metabolic panel?
NIH National Library of Medicine Medline Plus. Basic metabolic panel (BMP).

For more information on how you can use your Costco benefits to support your physical well-being, see the resources below.

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Explore more

EXPLORE MORE

Video: Understanding prediabetes and diabetes

Diabetes is a chronic (long-lasting) disease that affects the way your body turns food into energy. There are three main types of diabetes: type 1, type 2 and gestational diabetes (diabetes that occurs when you’re pregnant). Around 90% to 95% of those who have been diagnosed with diabetes have type 2 diabetes.

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Do you have diabetes or prediabetes?

Diabetes is the seventh leading cause of death in the U.S. But the good news is that it can be managed. The first step is to determine whether you have it or are at risk of developing it. More than 37 million Americans have diabetes, and 1 in 5 Americans don’t know it. 96 million U.S. adults have prediabetes, and 8 in 10 don’t know they have it. Concerned that you might be at risk? Take a moment to watch this informative seven-minute video from Omada.

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Sources: Omada Health. Understanding prediabetes and diabetes — Costco.
Centers for Disease Control and Prevention (CDC). Diabetes fast facts.

For more information on how you can use your Costco benefits to support your physical well-being, check out the resources below.

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LEARN THE BASICS

Stay healthy at every age and stage

The foundation of good health is the same no matter your age! Eat healthy, be active, go to the doctor or nurse for regular checkups, take care of your mental health, and don’t take unnecessary risks, like texting while driving. Whether you’re in your 20s, 30s, 40s or beyond, we’ve got you covered.

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Here’s what you should do every day to thrive no matter what age you are:

  • Eat healthy — use the MyPlate Plan to get started.
  • Get help to quit smoking or using tobacco products (or don’t start).
  • Limit alcohol use to 1 drink or less per day, 6 or less per week.
  • Understand the signs of substance misuse.
  • Wear a helmet when riding a bike and wear protective gear for sports.
  • Wear a seat belt in cars and don’t text while driving.
  • Protect yourself from the sun by applying sun protection factor (SPF) sunscreen of 30 or more before you head outdoors.
  • Get at least 30 min of physical activity a day for your physical well-being. Activities can include walking the dog, hiking with your family, gardening or even cleaning your house.
  • Get between 7-9 hours of sleep each night so you’re not tired in the morning.

Learn what steps to take for good health at your age

Choose your age group:

Late teens, 20s & 30s | 40s & 50s | 60s, 70s & beyond


Stay healthy in your late teens, 20s & 30s

Here are some topics to help guide your discussion at your annual exam with your doctor.

  • My family health history, especially of cancer, heart disease and diabetes
  • My weight, diet and physical activity level
  • Whether I use tobacco, alcohol or drugs
  • Any violence in my life
  • Depression and other mental health concerns
  • Whether I plan to get pregnant in the next year or the right birth control for me

I’ll ask my doctor whether I’m at higher risk for or need tests, medicine or vaccines this year for:

  • Blood pressure
  • Breast cancer
  • Cervical cancer (from age 21)
  • Chickenpox
  • Flu
  • Hepatitis A, B or C
  • HIV
  • HPV
  • Measles, mumps and rubella
  • Meningitis
  • Sexually transmitted infections
  • Tetanus, diphtheria and whooping cough
  • Tuberculosis
  • Urinary incontinence

Stay healthy in your 40s & 50s

Here are some topics to help guide your discussion at your annual exam with your doctor.

  • My family health history, especially of cancer, heart disease and diabetes
  • Perimenopause/menopause symptoms
  • My weight, diet and physical activity level
  • Whether I use tobacco, alcohol or drugs
  • Any violence in my life
  • Depression and other mental health concerns
  • Whether I plan to get pregnant in the next year or the right birth control for me

I’ll ask my doctor whether I’m at higher risk for or need tests, medicine or vaccines this year for:

  • Blood pressure
  • Breast cancer (including mammogram)
  • Cervical cancer
  • Cholesterol
  • Diabetes
  • Flu
  • Hepatitis A, B or C
  • HIV
  • HPV
  • Measles, mumps and rubella
  • Meningitis
  • Sexually transmitted infections
  • Tetanus, diphtheria and whooping cough
  • Tuberculosis
  • Urinary incontinence

I’m in my 50s, so I’ll also ask my doctor about:

  • Low-dose aspirin (for heart attack or stroke risk)
  • Colorectal cancer
  • Lung cancer (if 55 and older and smoking now or have quit within the last 15 years)
  • Osteoporosis
  • Shingles

Stay healthy in your 60s, 70s & beyond

Here are some topics to help guide your discussion at your annual exam with your doctor.

  • My family health history, especially of cancer, heart disease and diabetes
  • My weight, diet and physical activity level
  • Whether I use tobacco, alcohol or drugs
  • Any violence in my life
  • Depression and other mental health concerns
  • Who will make health care decisions for me if I’m unable to

I’ll ask my doctor whether I’m at higher risk for or need tests, medicine or vaccines this year for:

  • Blood pressure
  • Breast cancer (including mammogram)
  • Cervical cancer
  • Cholesterol
  • Colorectal cancer
  • Diabetes
  • Flu
  • Hepatitis A, B or C
  • HIV
  • Lung cancer (if you smoke now or have quit within the last 15 years)
  • Measles, mumps and rubella (if born after 1956)
  • Meningitis
  • Osteoporosis
  • Pneumonia
  • Shingles
  • Sexually transmitted infections
  • Tetanus, diphtheria and whooping cough
  • Tuberculosis
  • Urinary incontinence

I’m in my 70s, so I’ll also ask my doctor about:

  • Low-dose aspirin (for heart attack or stroke risk)
  • Cervical cancer
  • Measles, mumps and rubella (if born after 1956)
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Here’s what Costco employees are saying about 2nd.MD:

The doctor was amazing and made sure I was aware of all my options before I made a decision. She mentioned a couple things my doctor didn’t even discuss with me which totally changed my mind about how I wanted to move forward. I am very grateful that I went through this process because it opened my eyes to things I wasn’t aware of!

2nd.MD offers expert second opinions regarding a health condition or surgery recommendation.

Source: Office on Women’s Health. Healthy living by age.

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Mammogram: What to expect

Approximately 13% of women will be diagnosed with breast cancer during their lifetime.1 But there’s an effective first line of defense you can access at no cost through your medical plan: a mammogram. For women age 40 and older, a yearly mammogram helps detect breast cancer earlier, leading to less aggressive treatment and a higher rate of survival.

If you’ve never had a mammogram and are wondering what’s involved, check out this informative three-minute video. Then make an appointment for your free mammogram screening.

If you’d like to learn more about mammograms, breast cancer and other related topics, check out the Test Those Breasts! podcast series.

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1NIH National Cancer Institute. Cancer stat facts: female breast cancer.

Source: Resources For Living® Healthwise®. Mammogram: What to expect.

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Put your well-being on the calendar

In January, the new year is still a blank canvas. If you’ve taken the 2023 pledge, you’re probably already thinking about your goals for your emotional, financial and physical well-being. You may also be thinking about all the ways you plan to grow this year.

Want to make the best possible start? Take the pledge (if you haven’t already) and encourage your spouse or domestic partner to join you. Then take out your calendar and start scheduling appointments that are essential for your well-being.

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Schedule these appointments in 2023

Here are just a few of the well-being appointments you should schedule for and put on your calendar. Check the resources below to learn more, including how to find a primary care doctor.

Annual physical

COST: $0*

During this exam, the doctor will check your vitals, like your blood pressure, heart rate and temperature, and will talk to you about your family’s medical history. Depending on your health background and history, your doctor might also do some blood work or further testing. Even if you’re young and in excellent health, it’s important for your doctor to get to know you, establish a baseline and be alert to changes in your health that may occur in the future.

Two dental exams and cleanings

COST: $0*

It’s important to get a dental exam and have your teeth cleaned every six months. Not only will your dentist monitor your dental hygiene, but they’ll also check for gum disease. And they’ll periodically take X-rays to check for tooth decay, impacted teeth or tooth movement. Remember, the earlier oral health problems are treated, the less costly and aggressive the treatment will be.

Dermatology exam

COST: VARIES

According to the Skin Cancer Foundation, 1 in 5 Americans will develop skin cancer in their lifetime. Be sure to conduct monthly skin cancer self-exams. Plus, annual skin exams by a board-certified dermatologist may be recommended if you have a:

  • History of skin cancer in your family
  • History of blistering sunburns or tanning bed use
  • Large number of moles or a history of atypical moles
  • History of regular sun exposure

Vision exam

COST: COVERED UP TO $80*

The American Optometric Association recommends getting an exam at least every two years to have your eyes checked for things like cataracts and glaucoma. After age 40, you’ll want to get an eye exam every year.

Gynecology exam

COST: VARIES

If you’re female and over age 21, or are sexually active (whichever comes first), you need to start seeing a gynecologist. During this exam, your doctor will check your breasts, conduct a pelvic exam and possibly do a Pap smear (this is typically done every three to five years, depending on your age), where they’ll check your cervix to test for any cancerous cells or abnormalities. 

Mammogram

COST: $0*

A mammogram is a low-dose X-ray of the breast. Regular mammograms can help detect breast cancer at an early stage. They can often find breast changes that could be cancer years before physical symptoms develop.

  • Women under the age of 40 with family history of breast cancer, or who have discovered a lump.
  • Women between ages 40 and 44 have the option to start screening with a mammogram every year.
  • Women ages 45 to 54 should get a mammogram every year.
  • Women ages 55 and older can switch to a mammogram every other year, or they can choose to continue yearly mammograms. Screenings should continue as long as a woman is in good health.

Vaccinations

COST: $o*

Make sure to get your flu shot and any other vaccinations your in-network primary care provider (PCP) recommends. You’ll find a complete list of vaccinations the CDC currently recommends by age group here.

Financial checkup

COST: VARIES

A financial checkup looks at the current state of your finances and helps you determine any changes you need to make to meet your goals. It may include the following.

  • Reviewing your life changes. They can affect your taxes and financial goals.
  • Creating a budget to be intentional about spending, saving and investing.
  • Assessing, reducing and managing your debt.
  • Checking your credit score since it affects loan rates and terms you receive.
  • Revisiting your retirement plan to make sure it aligns with your goals.
  • Evaluating your estate plan so your loved ones are protected.

Get a free 30-minute financial consultation through Resources For Living® (RFL®)**.

*If you’re enrolled in a Costco medical plan.

**Resources For Living is available to all employees and members of their household, including children up to age 26 living away from home.

Sources: InStyle. The 6 doctors’ appointments you need to make this year.
American Cancer Society. American Cancer Society recommendations for the early detection of breast cancer.
Investopedia. How to conduct a financial checkup.

For more information on how your Costco benefits can support your efforts to enhance your emotional, financial and physical well-being, see the resources below.

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Stay safe and healthy this winter

When temperatures start to dip and icy winds begin to blow, will you be ready? Winter storms can be dangerous. But you can stay safe and healthy, whether your winter is snowy or steamy. Here are some practical suggestions to help you plan ahead.

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Prepare for emergencies

  • Stock food that needs no cooking or refrigeration and store water in clean containers.
  • Ensure that your cell phone is fully charged.
  • When planning travel, be aware of current and forecasted weather conditions.
  • Keep an up-to-date emergency kit in your home and car.
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Take precautions outdoors

  • Wear appropriate outdoor clothing: a tightly woven, preferably wind-resistant coat or jacket; inner layers of light, warm clothing; mittens or gloves; hat; scarf; and waterproof boots.
  • Sprinkle cat litter or sand on icy patches.
  • Work slowly when doing outside chores because your body is already working hard just to keep you warm.
  • Take a buddy and an emergency kit when you’re participating in outdoor recreation.
  • Carry a fully-charged cell phone.
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Do this when you plan to travel

  • Be aware of current and forecasted weather conditions.
  • Avoid traveling when the National Weather Service has issued advisories.
  • If you must travel, inform a friend or relative of your proposed route and expected time of arrival.
  • Follow these safety rules if you become stranded in your vehicle.
    • Make sure your vehicle is visible to rescuers and other drivers by turning on your hazard lights.
    • Move anything you need from the trunk into the passenger area. Stay with your vehicle unless safety is no more than 100 yards away.
    • Keep yourself warm.
    • Stay awake and stay moving. You’ll be less vulnerable to cold-related health problems. As you sit, keep moving your arms and legs.
    • Run the motor (and heater) for about 10 minutes per hour, opening one window slightly to let in air. Make sure snow is not blocking the exhaust pipe — this will reduce the risk of carbon monoxide (CO) poisoning.

Check on family and neighbors who are especially at risk from cold-weather hazards: young children, older adults and the chronically ill. If you have pets, bring them inside. If you can’t bring them inside, provide adequate, warm shelter and water to drink.

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Prepare your vehicle

  • Service the radiator and maintain the antifreeze level.
  • Check your tire treads or, if necessary, replace tires with all-weather or snow tires.
  • Keep the gas tank full to avoid ice in the tank and fuel lines.
  • Use a wintertime formula in your windshield washer.
  • Prepare a winter emergency kit to keep in your car in case you become stranded.
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Prepare your home

  • Install weather stripping, insulation and storm windows.
  • Insulate water lines that run along exterior walls.
  • Clean out gutters and repair roof leaks.
  • Have your heating system serviced professionally to make sure it’s clean, working properly and ventilated to the outside.
  • Inspect and clean fireplaces and chimneys.
  • Have a safe alternate heating source and alternate fuels available.
  • If you don’t have a working smoke detector, install one. Test batteries monthly and replace them twice a year.
  • Prevent carbon monoxide (CO) poisoning emergencies.
    • Install a CO detector to alert you of the presence of the deadly, odorless, colorless gas. Check or change the battery when you change your clocks in the fall and spring.
    • Learn the symptoms of CO poisoning: headache, dizziness, weakness, upset stomach, vomiting, chest pain and confusion.
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Here’s what Costco employees are saying about 98point6®:

“It was easy! And when someone is sick, it takes all their strength to get out of bed, dressed, to their car…”

98point6 gives you on-demand, text-based access to board-certified physicians, 24/7.

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What if your winter is hot and sunny?

Even if your region is known for its year-round beach weather, you can still benefit from being prepared. Make sure you’re ready for tropical storms, hurricanes and power outages. And when you go to the beach, stay hydrated and take your sunscreen.

Source: Centers for Disease Control and Prevention (CDC). Stay safe and healthy in winter.

To learn more about staying safe and healthy during the winter months, and where to go when you do need medical care, see the resources below.

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Get ready for Safety Week September 12 – 18

Are you doing your best to prevent injury and illness? Each year, the Safety Department hosts Safety Week to raise awareness of this important issue. In addition, Employee Benefits provides tips and information on how to keep ourselves and each other safe and healthy at home, in the workplace and everywhere else.

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Costco employee introducing safety week

During Safety Week, you’ll learn how to: 

  • Prevent injuries, slips/trips/falls and near misses 
  • Prepare for emergencies  
  • Be a safety lookout 
  • Achieve food and fire safety  
  • Get support for your emotional, physical and financial well-being 

Tell us your safety slogan

Send your favorite safety slogan to safety@costco.com for a chance to have it displayed in the next Safety News You Can Use newsletter. Some of our favorites are:

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When we practice safety every day, we get to go home to our families safely every day.

John Martz, Department Manager
Jacksonville MDO #4208

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Tomorrow is the reward for working safely today.

Matt Freitas, GM
SW Henderson #1320 

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For safety’s sake, let’s communicate!

Maggie Buckley, Safety Coordinator
Waltham #308