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Video: Women and mental health

When you have a cold or a sprained wrist, do you rest? What about when you feel anxious, burnt out or stressed?

It’s OK to not be OK. Taking care of your mental well-being isn’t a sign of weakness, but of strength. Whether that means going to therapy, taking time for yourself, or doing something you enjoy, it can help build resilience.

Find out what women wish all other women knew about mental health by watching this video. Costco offers many different emotional support resources. Learn more in the Resources section at the bottom of this article. You’ll find even more in the new Women’s Health Guide. Watch for the Men’s Health Guide, coming in June.

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Busy moms who juggle work, life and family may forget to check in with themselves. And they may feel like they’re responsible for making sure everyone else is OK.

Watch this video to see how you can avoid burnout to help improve mental health. 

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Talk about money — even when it’s hard

It’s easy to fall into the trap of thinking everyone but you has their money figured out. But the truth is, 72% of Americans report feeling stressed about money within the last month.  

Topics like budgeting, investing, interest rates and managing debt aren’t always taught in homes or schools. And that can leave many adults feeling overwhelmed by their finances.

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It’s ok to talk about it. And you should. If you share expenses with a spouse or partner, talk to them. Getting on the same page is important. But you can only do that if you have clear, open communication about your financial goals.

Talk with a trusted friend or family member. Once you start getting more comfortable having money conversations with the people in your life, not only will it shed light on your own milestone moments, but it will also help you understand how the people close to you view money and make decisions.

And be sure to ask for help when you need it. Support is available from these helpful resources: 

  • Struggling to make ends meet? Get connected with local community resources through Worklife, made available by Resources for Living® (RFL). They can connect you with resources for rent, water and electricity, food and more. Social workers are also available to help support you and your family. 
  • Stressed and overwhelmed? RFL offers 6 free counseling sessions per issue per year for you and your household members. Dependent children living away from home can use RFL up to age 26.
    To connect with support, call 833-721-2320 (TTY:711) or visit RFL.com/Costco
  • Need help taking the first step out of a rough financial situation? SmartDollar offers budgeting tools and free one-on-one financial coaching. They can help you figure out a financial plan that meets your needs, such as tackling debt, repairing credit or saving an emergency fund.
    To get started, visit SmartDollar.com/enroll/costco or text Costco to 33789* to download the app. 

Learn more about the importance of talking about money with SmartDollar.

Here’s the truth about money: If you don’t tell it where to go,  you’ll always wonder where it went.
– Dave Ramsey

*Message and data rates may apply. 

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Know where to go for care for you and your family

When a life is in danger, there’s no question that the emergency room (ER) is the place to go. But there are plenty of times when you just need quick care for something that’s not life-threatening. And sometimes it’s hard to know the difference. Get help knowing where to go for care when you need it from your Costco benefits. 

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Your choices for care

The difference in time and money spent between going to the ER versus seeking care with other options can be dramatic. The average wait time for an ER visit can be 3 or more hours. Additionally, ER visits require: $150 copay + your deductible to be satisfied ($250-$550) + your coinsurance (10-20%). You have more convenient – and lower cost – options for care. Get to know your options, and keep them in your contacts for when you need care in a hurry.

When it’s a true emergency, call 911 or go to the nearest emergency room. True emergencies are always covered under your plan, even if the ER is out of network.  

When you need non-emergency care, you have more convenient options. To find in-network primary care providers, urgent care centers and walk-in clinics, visit Costcobenefits.com and click “Find a Doctor” under Health & Wellness. Or call your Aetna Health Concierge* at 800-814-3543 (TTY: 711). 

Not sure if it’s an emergency? To talk with a nurse any time, call the 24-Hour Nurse Line* at 800-556-1555 (TTY: 711). You can also try 98point6®** text-based care, 24/7, at home or on the go. Visit 98point6/Costco** or download the app so you’re ready when you need care.

Click here to print and post for easy access.*

*Available to mainland employees only.
**Not available in Puerto Rico. 

Sources:
UC Davis Health. Should you go to the emergency room (ER), urgent care or doctor’s office?

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What is your “why”?

Life involves making choices about what you do and how you do it. This affects the work you do, how you relate to others and your plans for the future. That’s why it’s important to know your “why” — the motivation, cause or belief that drives you toward your goals.

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Why your why matters

Studies have shown that when you discover your why, you can improve all aspects of your well-being. You may feel more physically, emotionally and financially healthy, resulting in better relationships and stronger social well-being. In fact, people with a clear why, or sense of purpose, tend to exercise more1, sleep better, have less stress and report greater relationship satisfaction2

Not only can your why help improve your life, it can also improve the lives of others. Your why keeps you going when things get tough. It can help you be a more supportive coworker, a more caring provider for your family and a more engaged citizen in your community. Your why touches every corner of your life and, by extension, every person in it.

Finding your why

It’s often easier to identify your why with some help. Get guidance and support with six free counseling sessions from Resources for Living (RFL). Call RFL and work with a Care Partner to find a therapist that fits your needs, or use the new Alma online search tool to explore an expanded network of therapists. Browse the availability of therapists accepting new patients and filter by your preferences, including in-person or virtual, language or ethnicity, specialties and more. You can also use Alma to schedule as many free 15-minute consultations as you need to find the therapist that’s right for you.

3 steps to your why

Whether working with a therapist or on your own, these suggestions may help you get closer to defining your why.

number 1

Ask yourself questions to find your why.

Here are some examples to get you started:

  • What are your passions or core values?
  • Who do you want to help most in life?
  • What impact do you want to leave on the world?
  • What problem do you want to solve for?
number 2

Be kind to yourself.

Don’t judge your answers, no matter what. The kinder you are to yourself, the more honest you can be about what matters to you.

number 3

Write it down.

As you hone your why, write a short, simple statement that sums it up. It can be larger in scope or smaller and more focused. Feel free to write as many statements as you need to until one feels right. You can use this format to help you focus on what’s important:
“To ____ so that ____”

Here are some examples to get you started:

  • To prioritize my family so that they can be healthy, happy and comfortable
  • To seek new experiences so that I make the most of every moment
  • To pursue my art so that I bring beauty and inspiration to others
  • To serve my community so that I can make a difference in people’s lives
  • To stay positive so that I can be a source of hope for others

You might find that your why becomes clear right away, or you might not. Discovering and living out your why is a life-long pursuit and it can change along the way. But knowing your why is worth the effort in its positive effect on your health, happiness and sense of belonging.

1Psychology Today. How creating a sense of purpose can impact your mental health.
2National Library of Medicine. Correlated change in sense of purpose and romantic relationship quality. 

Sources:
Psychology Today. Ten powerful benefits of living with purpose.
LinkedIn. Knowing your why is the secret to success.
Masterclass. What is your why? 7 tips to finding your purpose.