2 MIN READ
AUGUST 2025
How to save on childcare
A growing family means changing childcare needs. Your benefits can help support you and your family through all of life’s stages. Learn more about maternity programs in the May WITT content and the Women’s Health Guide.
Looking for more? Find other articles below
Where to get help saving time and money
Finding childcare that fits your schedule and budget can be exhausting. Worklife through Resources for Living® can help make researching childcare options less overwhelming. And you can find discounts on childcare through LifeMart.*
You can also save with Inspira Financial.** Set aside pretax dollars for a Dependent Care Assistance Plan (DCAP). This helps you pay less in taxes overall. It can be used for both qualified child and elder care expenses. This includes daycare, in-home care and some summer camp expenses.
And if things change (such as the price of daycare) you may have the option to update how much you put into your DCAP. Keep in mind that a DCAP isn’t for dependent health care expenses. To save on those, you’d use an HCRA (Health Care Reimbursement Account). An example of this type of expense would be braces. Sign up during annual enrollment in November and start saving.
*Childcare discounts aren’t available in Puerto Rico.
**Inspira Financial isn’t available in Puerto Rico.
Thinking about adoption?
Your Costco plan offers up to $5,000 in adoption assistance per child (with a maximum of two adoptions). You can request reimbursement for certain out-of-pocket expenses, such as attorney fees, transportation and lodging. Visit Costcobenefits.com to learn more or apply for reimbursement within 180 days of adoption.
Resources for you
Worklife helps make life easier by doing the research for:
- Childcare, parenting and adoption
- Summer programs for kids
- Caregiver support
- Special needs
- Home cleaning, repair, improvement and more
This free program is available to all Costco employees, members of your household and dependent children up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | No cost
LifeMart is your employee discount program with savings available for gym memberships, virtual fitness and childcare. Visit Costcobenefits.com > Health & Wellness > Live Healthy > Fitness or Costcobenefits.com > Work & Life > Care & Support > Dependent Day Care for more information.
https://txt.so/PSBsUL | helpdesk@lifecare.com | Discounted rates
Inspira Financial’s Dependent Care Assistance Plan (DCAP) lets you set aside pretax dollars for eligible dependent care expenses, such as daycare. And you can enroll or change your contribution amount when you have a qualifying change to your childcare needs (such as a change in cost).
Keep in mind the DCAP isn’t for dependent health care expenses.
Inspirafinancial.com | Inspira Mobile app | 833-419-0579 (TTY: 711)
Worklife helps make life easier by doing the research for:
- Childcare, parenting and adoption
- Summer programs for kids
- Caregiver support
- Care for older adults and people with disabilities
- Home cleaning, repair, improvement and more
This free program is available to all Costco employees, members of your household and dependent children up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | No cost
Worklife helps make life easier by doing the research for:
- Childcare, parenting and adoption
- Summer programs for kids
- Caregiver support
- Care for older adults and people with disabilities
- Home cleaning, repair, improvement and more
This free program is available to all Costco employees, members of your household and dependent children up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | No cost
LifeMart is your employee discount program with savings available for gym memberships, virtual fitness and childcare. Visit Costcobenefits.com > Health & Wellness > Live Healthy > Fitness or Costcobenefits.com > Work & Life > Care & Support > Dependent Day Care for more information.
https://txt.so/PSBsUL | helpdesk@lifecare.com | Discounted rates
Inspira Financial’s Dependent Care Assistance Plan (DCAP) lets you set aside pretax dollars for eligible dependent care expenses, such as daycare. And you can enroll or change your contribution amount when you have a qualifying change to your childcare needs (such as a change in cost).
Keep in mind the DCAP isn’t for dependent health care expenses.
Inspirafinancial.com | Inspira Mobile app | 833-419-0579 (TTY: 711)