1 MIN READ
APRIL 2026
Beat inflation with SmartDollar
With rising prices, managing everyday expenses can feel stressful these days. SmartDollar, your free financial well-being benefit, shows you how to handle higher costs and stay in control of your money. It can help you make a budget, pay off debt and build stronger money habits. So when costs go up, you’re not stuck guessing — you have a plan for food, bills, savings and emergencies.
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SmartDollar can help you:
Build a budget: As a Costco employee, you have access to the premium version of the EveryDollar budgeting app. Track your spending and adjust for price increases on things like groceries and gas.
Reduce expenses: The program provides inflation guides and savings hacks for housing, utilities and transportation so you can find more room in your monthly budget.
Plan for emergencies: It guides you to build a $1,000 starter emergency fund, which gives you a buffer against sudden price spikes or unexpected expenses.
Get rid of debt: By using the Debt Snowball tool, you can prioritize how to tackle your debt, freeing up more of your income to cover price hikes.
Work with a coach: SmartDollar includes free, unlimited one-on-one financial coaching and video lessons. They’ll help you learn and build money habits that last.
File your taxes for free: You also get Ramsey SmartTax for free state and federal tax filing, helping you keep more of your paycheck in your pocket.
On average, users find an extra $395 in their first month by using these tools to cut unnecessary expenses.
Watch this video to learn more about SmartDollar for Costco employees.
Save time and money with RFL Worklife and LifeMart
Get help with everyday needs. Resources for Living (RFL) can connect you with local services for:
- Childcare, elder care and pet care
- Caregiver and special needs
- Community resources for rent, food and transportation
- Household services, local events and more
This free program is available to all Costco employees and members of your household. Dependent children living away from home can use RFL up to age 26.
All employees can also access employee discounts through LifeMart. Find savings on:
- Gym memberships
- Virtual fitness programs
- Childcare options (mainland and Hawaii only)
Resources for you
SmartDollar gives you practical tools to manage your money and take control of your financial well-being. Get one-on-one financial coaching too — at no cost.
SmartDollar.com/enroll/Costco | Text COSTCO to 33789* to download the app
*Message and data rates may apply.
RFL Worklife is a free program that connects you with resources for everyday living. It’s available to all Costco employees and members of your household. Dependent children living away from home can also use RFL up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | No cost
SmartDollar gives you practical tools to manage your money and take control of your financial well-being. Get one-on-one financial coaching too — at no cost.
SmartDollar.com/enroll/Costco | Text COSTCO to 33789* to download the app
*Message and data rates may apply.
RFL Worklife is a free program that connects you with resources for everyday living. It’s available to all Costco employees and members of your household. Dependent children living away from home can also use RFL up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | No cost
SmartDollar gives you practical tools to manage your money and take control of your financial well-being. Get one-on-one financial coaching too — at no cost.
SmartDollar.com/enroll/Costco | Text COSTCO to 33789* to download the app
*Message and data rates may apply.
RFL Worklife is a free program that connects you with resources for everyday living. It’s available to all Costco employees and members of your household. Dependent children living away from home can also use RFL up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | No cost