2 MIN READ
APRIL 2026
Legal tools to make wills, trusts and more
Planning for your family’s future doesn’t have to be hard or costly. These important documents — like a will, trust or power of attorney — help make sure your loved ones are taken care of if something happens to you.
Looking for more? Find other articles below
Why these documents matter
Think of them as a road map for your family:
| Document | What it does | Why it’s helpful |
|---|---|---|
| Will | Says who gets your things after you’re gone | Avoids confusion, arguments and potential legal disputes |
| Trust | Lets you decide how your assets are managed | You set the rules and simplify things later for your family |
| Power of attorney |
Lets someone you trust make important decisions if you can’t | Makes sure someone can handle things in an emergency |
| Document | What it does |
|---|---|
| Will | Says who gets your things after you’re gone |
| Trust | Lets you decide how your assets are managed |
| Power of attorney |
Lets someone you trust make important decisions if you can’t |
| Document | Why it’s helpful |
|---|---|
| Will | Avoids confusion, arguments and potential legal disputes |
| Trust | You set the rules and simplify things later for your family |
| Power of attorney |
Makes sure someone can handle things in an emergency |
Ready to create your will for free?
You have 2 ways to do it:
Access Mama Bear Legal Forms when you enroll in SmartDollar to help you create free legal documents online.
Use the Free Legal Resource Center through Resources for Living (RFL) to:
Create legal forms online. Go to RFL.com/Costco > Life & Relationships > Legal services to make wills, trusts and other documents.
Talk to a lawyer. Get a free 30-minute phone call with an attorney. Call 833-721-2320 (TTY: 711).
Learn at your own pace. Browse helpful articles in the resource library.
Don’t forget to choose a beneficiary
A beneficiary is who you choose to get your money and things when you pass away. Choosing one makes payouts faster and avoids confusion. Your life insurance and retirement accounts need beneficiaries, too. Update them anytime at Costcobenefits.com (life insurance) or RPS.TRowePrice.com (retirement).
File your taxes online for free
You also have Ramsey SmartTax through SmartDollar to file federal and state taxes at no cost and check an important task off your to-do list.
Support for financial, legal and identity theft issues
RFL resources are available to all Costco employees and your household members. Dependent children living away from home can use RFL up to age 26.
Financial — Free 30-minute consultations on budgeting, credit, debt, retirement planning, tax/IRS questions, mortgages, identity theft and more.
Legal — Free 30-minute consultations with an attorney, referrals for local attorneys at discounted rates, and tools to create free wills, trusts, powers of attorney and more.
Identity theft — Free 60-minute consultation with a fraud specialist on handling identity theft, restoring identity and taking preventive steps to avoid future issues.
Resources for you
SmartDollar gives you practical tools to manage your money and prepare for the future. Get one-on-one financial coaching too — at no cost.
SmartDollar.com/enroll/Costco | Text COSTCO to 33789* to download the app
*Message and data rates may apply.
Resources for Living (RFL) provides access to financial, legal and identity theft resources. This free and confidential program is available to all Costco employees and members of your household. Dependent children living away from home can also use RFL up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | No cost
SmartDollar gives you practical tools to manage your money and prepare for the future. Get one-on-one financial coaching too — at no cost.
SmartDollar.com/enroll/Costco | Text COSTCO to 33789* to download the app
*Message and data rates may apply.
Resources for Living (RFL) provides access to financial, legal and identity theft resources. This free and confidential program is available to all Costco employees and members of your household. Dependent children living away from home can also use RFL up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | No cost
SmartDollar gives you practical tools to manage your money and prepare for the future. Get one-on-one financial coaching too — at no cost.
SmartDollar.com/enroll/Costco | Text COSTCO to 33789* to download the app
*Message and data rates may apply.
Resources for Living (RFL) provides access to financial, legal and identity theft resources. This free and confidential program is available to all Costco employees and members of your household. Dependent children living away from home can also use RFL up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | No cost