2 MIN READ
OCTOBER 2025
Use your 2025 benefits before they expire
Don’t miss out on your no-cost preventive care — there’s still time to get it before year-end. It’s 100% covered by your medical plan when you see in-network providers. Plus, you can earn a credit toward your medical deductible and coinsurance, after getting your first dental cleaning of the year. So it’s good for your health — and your wallet. And don’t forget to spend any funds left in your Health Care Reimbursement Account. Only $660 can be rolled over from 2025 to spend in 2026. You can use them on dental and vision expenses.
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Earn $50
Regular dental exams and cleanings don’t just protect your mouth and teeth. They can also help you save money down the line by catching issues early. Treating gum disease early may even prevent heart disease.1
Your first dental cleaning puts money back in your pocket. Every person enrolled in your plan (including you) can earn $50 toward your shared deductible and coinsurance after their first dental cleaning of the year. So, if you’re a family of 4, that adds up to $200.
An eye exam is like seeing into the future. It checks for conditions such as dry eye, cataracts and glaucoma. It can also catch the early signs of serious health conditions such as diabetes, high blood pressure, heart disease and more — so you can get treated now.
Need help finding a primary care provider (PCP)?
A PCP gets to know you and your medical history, and they can tailor care or treatment plans to your needs. Plus, having a PCP may reduce your risk of an ER visit by 19%.
Browse your plan’s provider network to find an in-network PCP who’s right for you. Or head to Costcobenefits.com > Health & Wellness > I Want To > Find a Doctor to get started. You may see a few different options for a PCP, like a family or general practitioner, pediatrician (doctor for kids) or an internist (doctor of internal medicine). On the mainland, you can also choose an Ob/Gyn (doctor for women).
Source(s): 1Cureus. The relationship between periodontitis, gingivitis, smoking, missing teeth, endodontic infections, aortic aneurysm, and coronary artery disease: The 10-year results of 25 patients.
Resources for you
Aetna Dental® offers nationwide access to dental care. Your dental plan covers general dental care, specialist care and orthodontic care from in-network dental providers. To get the most from your plan, make sure to schedule your free routine dental cleanings and exams. As long as you use an in-network dental provider, your dental plan covers these preventive services at 100%:
- 2 routine exams and cleanings per year
- Routine X-rays
Plus, you and your enrolled dependents can each earn a credit of $50 toward your medical deductible and coinsurance when you get your first dental cleaning each year.
Costcobenefits.com | Aetna.com | Aetna Health app | 800-218-1458 (TTY: 711)
EyeMed administers your vision and hearing aid benefits for employees on the medical plan. It can pay you up to $80 for your annual refractive eye exam and $175 toward the purchase of prescribed eyewear every year.
eyemed.com/costco | 844-844-0897
Gennev offers virtual one-on-one menopause care from board-certified Ob/Gyns and registered dietitians for 30-minute appointments. Get access to FDA-approved treatments like hormone replacement therapy (HRT) as well as support for nutrition, weight, sleep, mood and mindfulness.
Gennev.com | 206-895-4292 | Copays apply
Triple-S medical coverage includes your dental, vision exam, hearing and prescription benefits. The plan will pay up to $80 for your annual refractive eye exam and $175 toward the purchase of prescribed eyewear every year. To get the most from your plan, make sure to schedule your free routine dental cleanings and exams. As long as you use an in-network dental provider, your dental plan covers these preventive services at 100%:
- 2 routine exams and cleanings per year
- Routine X-rays
You also have virtual access to doctors and nurses:
- TeleConsulta — 24/7/365 access to nurses for your health questions
- TeleConsultaMD — See a doctor online in minutes, 7 days a week, 6 a.m.–10 p.m.
SSSPR.com | Mi Triple-S app | 800-981-3241
HMSA offers medical, dental and hearing benefits. Employees enrolled in the HMSA medical plan are eligible for the dental plan. To get the most from your plan, make sure to schedule your free routine dental cleanings and exams. As long as you use an in-network dental provider, your dental plan covers these preventive services at 100%:
- 2 routine exams and cleanings per year
- Routine X-rays
Plus, you have virtual access to doctors:
HMSA’s Online Care — Talk with a doctor 24/7, 365 without leaving home
To find plan details visit Costcobenefits.com > Tools & Resources > Benefit Documents & Forms.