During Annual Enrollment, we shared the changes for 2026. Now it’s time to get to know them better — like more counseling sessions through Resources for Living® (RFL®) and a bigger allowance for prescription eyewear.
Get more free counseling sessions. You now have 8 free sessions per issue, per year through RFL®, up from 6. Use your sessions with in-person, virtual or chat therapy. Sessions can be used for individual, family or couples counseling.
Enjoy a bigger vision hardware allowance. The annual allowance for prescribed glasses and contacts increased from $175 to $200. Remember: These funds need to be used by the end of each year.
Earn a $50 credit for an in-network dental cleaning. You and your enrolled family members can each earn a $50 credit toward your medical deductible and coinsurance when you get your first in-network dental cleaning each year.
Sleep better with GEM Sleep’s sleep apnea support. If you’re enrolled in the Aetna® medical plan, you can use GEM Sleep through Sleepio to get a diagnosis from home. Plus, get treatment options based on your evaluation. GEM Sleep is available to mainland employees only.
Watch the mail for your new Navitus pharmacy ID card. Your coverage is still the same, but Navitus Health Solutions replaced Costco Health Solutions as your pharmacy benefits administrator. You can use your new pharmacy card at any network pharmacy. You can also use your employee ID to fill prescriptions at a Costco Pharmacy. Navitus is for mainland and Hawaii employees only.
Know before you go — ER visits cost more in 2026
The copay for an emergency room (ER) visit on the Aetna medical plan is now $200 (up from $150). Deductible and coinsurance still apply. If it’s not a true emergency, you have other options for care, such as urgent care and 98point6 virtual care for a $0 copay. For all the changes, check your 2026 Benefit Plan Changes booklet.
One of the ways Costco helps employees save money is through reimbursement accounts from Inspira Financial™.
Watch this video or see the chart below for a quick overview and to see what’s changing. Remember, you must enroll or re-enroll if you want to participate in 2026.
Narrator: Your health and the health of your family is a top priority at Costco. That’s why we are committed to providing you and your family with affordable benefits that help you receive quality care whenever needed. One of those benefits are the reimbursement accounts available through Inspira Financial. Here’s everything you need to know about reimbursement accounts.
There are two types of reimbursement accounts available to you as a Costco employee: the HCRA and the DCAP. The HCRA, or Health Care Reimbursement Account, allows you to set aside pre-tax dollars to reimburse yourself for eligible medical expenses such as co-pays, deductibles and co-insurance, dental and vision expenses, prescriptions, and over-the-counter items. Annual enrollment is the only time you can enroll in an HCRA account, and the HCRA must be reelected every year if you want to continue your account.
The DCAP, or Dependent Care Assistance Plan, allows you to set aside pre-tax dollars to reimburse yourself for qualified child and elder care expenses necessary for you and your spouse to work. Funds can be used to pay for child care for your dependents age 12 and younger, or for a spouse, parent, or dependent incapable of self-care. Examples of DCAP expenses are things like daycare, before and after school care, nursery and preschool, and in-home aides. Please note that the DCAP cannot be used for dependent health care expenses.
You need to enroll in the DCAP every year to continue your account. However, you can enroll, change, or stop your enrollment whenever there is a qualifying change to your dependent care needs throughout the year. Both types of accounts are funded by automatic pre-tax payroll deductions from every paycheck. If you choose to enroll in one or both of the reimbursement accounts during annual enrollment, you’ll be prompted to choose how much money you would like to contribute for the plan year up to the annual limit. Each account has an annual funding limit set by the IRS.
Funds will then be deducted pre-tax from your paychecks and deposited into these reimbursement accounts. While you can access the full amount of your annual HCRA election beginning January 1, with the DCAP, you can only access the amount currently in your account at the time of your reimbursement request. If you enroll in the HCRA, you’ll have a few different ways to access your account. The default reimbursement method is autopay.
The HCRA autopay feature will automatically pay your portion of medical, dental, and vision claims, including co-pays, deductibles, and coinsurance. If you have specific plans for your HCRA funds, like paying for braces, be sure to turn off autopay at the start of each year on the Inspira website or app.
You’ll also receive a debit card you can use to pay for eligible expenses at these locations— Costco Pharmacy, Costco Online Pharmacy, Costco Optical, and the Costco Hearing Aid Center. You can check your available account balance on your Aetna member website. For the DCAP, you can submit a claim for reimbursement as soon as you have an eligible expense through the Inspira website or app. You’ll be reimbursed up to the current balance in your account.
Before you enroll, take a look at your health care and dependent care expenses for the previous year, and think about needs in the coming year to get a sense of how much you would like to contribute. Keep in mind that if you are currently enrolled in an HCRA, you’ll want to think about whether you’ll have funds left in your account at the end of this year that you can roll over into next year. It is important to remember that funds in both accounts are “use it or lose it” per IRS rules. Only a small portion of your HCRA balance can roll over into the next plan year. This amount is determined annually by the IRS.
Only participants who have an active HCRA as of December 31 are eligible for this rollover. Any funds beyond the rollover amount are forfeited after the claim filing deadline. This is why it’s so important to consider your anticipated expenses for the coming year before selecting a contribution amount for each account. If you have a larger amount in your DCAP account than you expected as the end of the plan year approaches, you can take advantage of the grace period. The DCAP offers a grace period at the beginning of the following year, where funds from the previous year can still be used.
Don’t forget to submit all your reimbursement claims by the filing deadline, as any funds left over after this period will be forfeited. Be sure to calculate your contributions carefully. And that’s the basics. If you have any questions or need more information, just visit Costcobenefits.com.
Thanks for watching. And remember, we’re in this together.
[♪ ♪ Upbeat Music]
Here’s a reimbursement accounts overview
Health Care Reimbursement Account (HCRA)
Dependent Care Assistance Plan (DCAP)
What it’s for
Out-of-pocket health care expenses for you, your spouse and eligible dependents —
Copays, deductibles and coinsurance, plus dental, vision, hearing aid and pharmacy expenses.
Dependent care expenses for you and your spouse —
Eligible elder or childcare costs so you and your spouse can work.
It can’t be used for dependent health care costs — that’s the HCRA.
2026 contribution limits
$120 up to $3,400
Up to $7,500 (or $3,750 if married and filing separately)
When funds are available
Your full annual election amount is available January 1.
Funds are available as they’re deducted from your paycheck.
How reimbursement works
Autopay — Your HCRA is set to automatically reimburse you for eligible copays, deductibles or coinsurance for medical, dental and vision expenses.
If you plan to use your funds for things like braces, be sure to turn off autopay at the start of the year on the Inspira website or app.
Debit card — Use it at a Costco Pharmacy, Costco Optical Department, Costco Hearing Aid Center and at the Costco Online Pharmacy.
Inspira website or app — You can submit a claim for reimbursement when you have an eligible expense.
Inspira website or app — You can submit a claim for reimbursement when you have an eligible expense.
You’ll be reimbursed up to the current balance in your account.
When to enroll
Enroll during Annual Enrollment.
Enroll during Annual Enrollment or during the year as your childcare needs change.
Election changes
Election changes are not allowed — so you won’t be able to start, stop or change your contributions after Annual Enrollment.
Start, change or stop your contributions as your qualifying childcare needs change.
Rollover
Unused funds that carry over to the next year (total amount is determined by the IRS each year)
Remaining balance of up to $660 automatically rolls over from 2025 to 2026.
No rollover
Grace period
When you can use leftover funds to pay for new expenses
No grace period
Use funds leftover at the end of the year on expenses during the grace period (January 1–March 15 of the following year).
Claim filing deadline
Last day to file claims for the previous year’s expenses
April 30 of the following year
April 30 of the following year
HCRA and DCAP funds are USE IT OR LOSE IT!
This means you forfeit any money left in your account after the claim filing deadline of April 30 of the following year. (Except for your HCRA rollover up to the IRS rollover maximum.)
Not sure how much to contribute?
If you usually meet your annual deductible, you could start with that amount. You won’t pay taxes on what you put in. HCRA funds can help cover your out-of-pockets costs for doctors’ visits, X-rays, lab work and more, while DCAP funds can pay for in-home aid and daycare.
Keep in mind that both HCRA and DCAP funds are “use it or lose it,” though a portion may roll over to the next year.
Autopay uses your HCRA funds automatically, unless you turn it off. You can adjust your contribution during Annual Enrollment each year. DCAP funds are a little different — you can change your contribution amount throughout the year, and you need to submit a claim for reimbursement. While you can enroll or make changes to your DCAP contribution amount during Annual Enrollment, you can also do so if your child- or eldercare needs change.
Costco offers two dental plan options: Network Dental and Choice Dental.
Starting in 2026, both Network Dental and Choice Dental will be available to benefit-eligible employees regardless of benefit-eligibility date. Previously, Choice Dental wasn’t available to employees who became benefit-eligible on or after January 1, 2020.
Watch this video before you complete Annual Enrollment to learn about the differences and to choose the best plan for you.
[Logo]
Costco Wholesale. Benefits: Your Health. Your Wealth. Your Job. Icon: We’re in this together.
Narrator: Your health and the health of your family is a top priority at Costco. That’s why we are committed to providing you and your family with affordable benefits that help you receive quality care whenever needed.
Costco offers two dental plans– Network Dental and Choice Dental. Previously, Choice Dental was not available to employees who became benefit eligible on or after January 1, 2020. Starting in 2026, both Network Dental and Choice Dental will be available to benefit-eligible employees, regardless of your eligibility date. You can choose your dental plan during annual enrollment or after a qualifying life event.
What’s the difference between the two dental plans? Network Dental pays for covered dental care from in-network dental providers only. Choice Dental pays for covered dental care from dental providers both in and out-of-network. However, Network Dental offers higher maximum coverage at a lower cost per paycheck. Choice Dental offers the added flexibility of out-of-network coverage, but you may pay more.
[Graphic]
Dental plan costs per paycheck. Two bars measuring costs for Employee, Spouse or Domestic Partner, and Children, for both Network Dental and Choice Dental.
Dental plan rates won’t be changing in 2026. The cost for Network Dental per paycheck is $3 for the employee, $6 per spouse or domestic partner, and $3 per child, up to a maximum of $12 per paycheck. The Choice Dental cost per paycheck is $6 for the employee, $10 per spouse or domestic partner, and $6 per child, up to a maximum of $24 per paycheck.
Already seeing an in-network dentist but enrolled in Choice Dental? Both plans share the same large nationwide network of dental providers. That means you won’t have to change providers if you switch to Network Dental to save on out-of-pocket costs.
While both plans cover the same types of services, including preventive care, such as exams, cleanings, and x-rays, basic services, including fillings and extractions, major services such as root canals, crowns, and dentures, and orthodontia or braces, Network Dental has richer benefits.
[Graphic]
A table with columns Network Dental and Choice Dental. Two rows: Annual maximum benefit – Basic and major services. Network Dental: $2,500. Choice Dental: $2,000. Lifetime maximum benefit – Orthodontia. Network dental: $2,000. Choice Dental: $1,500.
Preventive services don’t count toward your annual maximum benefit. Orthodontic services have a lifetime maximum benefit instead, so they’ll pay this amount once. Network Dental’s higher maximums mean the plan can pay $500 more for basic and major services each year and $500 more towards braces. This means less money out of your pocket.
Another thing to consider is that while Network Dental covers composite or tooth-colored fillings for all teeth, Choice Dental only covers silver fillings for the back teeth. You’ll pay the difference if you want tooth-colored or composite fillings for the back teeth.
Both plans cover two in-network dental cleanings per year at no extra cost. And you can save even more by using an in-network dentist. You and your covered family members can each earn a credit of $50 towards your medical deductible and coinsurance when you get your first dental cleaning each year with an in-network dentist. If you’re enrolled in Choice Dental and get an out-of-network cleaning, you won’t receive the credit.
However, for the few locations that don’t have Network Dental, can still earn the credit with in and out-of-network dentists. Go to costcobenefits.com for a list of these locations.
Remember, if you’re on Network Dental, you must see in-network providers. You’re responsible for the full cost of services for out-of-network providers. If you’d like the option of seeing an out-of-network dentist, Choice Dental may be right for you. That said, out-of-network orthodontia is covered on both plans.
Also, out-of-network emergency care may be covered in certain situations with Network Dental. Refer to your summary plan description for more information. Which plan is right for you? Let’s take a look at the differences.
Network Dental pays for more in-network benefits at a lower cost per paycheck.
[Graphic]
White fillings on back teeth. Higher annual maximum. Higher orthodontia lifetime maximum. Lower cost per paycheck.
Choice Dental offers out-of-network coverage, but you may pay more.
[Graphic]
Out-of-network orthodontia & emergency care, Out-of-network preventive, basic, & major services,
Choose your dental plan for 2026 on the enrollment website at costcobenefits.com during annual enrollment or whenever you have a qualifying life event.
[Graphic]
Text: Annual Enrollment is November 1st through the 25th. Choose your dental plan on the enrollment website at Costco benefits dot com.
Have questions or need help finding an in-network dentist near you? Visit aetna.com or call 800-218-1458 to reach the Aetna dental team. Thanks for watching. And remember, we’re in this together.
[Logo]
Costco Wholesale. Benefits: Your Health. Your Wealth. Your Job. Icon: We’re in this together.
[♪ ♪ Upbeat Music]
Info Box
Starting in 2026, this is what’s changing:
All benefit-eligible employees can choose either plan — no matter their benefit eligibility date.
You and your covered family members can each earn a $50 credit toward your medical deductible and coinsurance after your first in-network dental cleaning each year. If you’re enrolled in Choice Dental and use an out-of-network dentist, you won’t be eligible for the credit.
For locations that don’t have Network Dental, you can still earn the credit with in- and out-of-network dentists. Go to Costcobenefits.comfor a list of these locations.
For help finding an in-network dentist, visit Aetna.com or call 800-218-1458 to reach the Aetna Dental® team.
Want to know what’s changing for 2026? Watch this new video to find out. Changes include more free counseling sessions from Resources for Living®, an increased annual allowance for prescribed glasses and contacts, a new administrator for your pharmacy benefits and more. For all the changes, see your 2026 Benefit Plan Changes booklet.
Narrator: Narrator: Your health and the health of your family is a top priority at Costco. That’s why we are committed to providing you and your family with affordable benefits that help you receive quality care whenever needed.
In 2026, you will see enhancements and changes to your Costco benefits. Here are some key changes to know.
Let’s start with resources for living. Beginning January 1, 2026, we’re increasing the number of free counseling sessions you can get through RFL from six to eight, so you’ll have access to eight free sessions per issue per year. RFL is available to all employees on your hire date, all your household members and dependent children living away from home up to age 26.
You have a few different ways to find a therapist for your eight free counseling sessions. You can search on the RFL website for in-person or virtual therapy. Search by specialty, language, and more. You can connect with an RFL care partner by phone or webchat, or you can use Talkspace for text or video chat.
Now let’s talk about the emergency room copay on the Aetna medical plan. In 2026, the ER copay on the Aetna medical plan will change from $150 to $200 when you go to the ER. You also pay your deductible and coinsurance.
Keep in mind that the ER is for true emergencies only, such as serious or life-threatening conditions. Some examples are broken bones, difficulty breathing, or serious cuts and burns. If it’s not a true emergency but you need care right away, you have other, more convenient options.
Get virtual care via text with 98point6 for a $0 copay. If you want in-person care, you can search for in-network urgent care on the Aetna app or at Aetna.com.
Not sure if it’s an emergency? Call the 24-hour nurse line. They can also help you find in-network care near you.
Now let’s talk about the dental plan updates for mainland employees. Costco offers two dental plans– Network Dental and Choice Dental. Previously, Choice Dental was not available to employees who became eligible for benefits on or after January 1, 2020.
Starting in 2026, both Network Dental and Choice Dental will be available to benefit-eligible employees regardless of your eligibility date. If you’d like to change your dental plan, you can do so during annual enrollment or after a qualifying life event.
What’s the difference between the two dental plans?
Network Dental pays for covered dental care from in-network dental providers only. Choice Dental pays for covered dental care with dental providers both in and out of network. However, Network Dental offers higher maximum coverage at a lower cost per paycheck.
Choice Dental offers the added flexibility of out-of-network coverage, but you may pay more. And you can save even more by using an in-network dentist. You and your covered family members each earn a credit of $50 toward your medical deductible and coinsurance when you get your first dental cleaning each year with an in-network dentist.
If you’re enrolled in Choice Dental and get an out-of-network cleaning, you won’t be eligible for the credit. However, for the few locations that don’t have Network Dental, you can still earn the credit with in- and out-of-network dentists. Go to Costcobenefits.com for a list of these locations.
Want to find out which plan is right for you? View the 2026 Dental Changes video to learn more.
The Aetna app has a new digital experience. Some new features are enhanced search and chat features, care paths and program recommendations for your health needs, and Aetna Smart Compare Intelligent Matching to help you find quality and effective care.
Your top three matches will appear at the top of your search results. Download the Aetna health app or visit aetna.com to explore your personalized tools and resources.
Now let’s talk about changes to the Hawaii medical and dental plans. Hawaii offers two medical plans and two dental plans. Previously, the HMSA PPO medical plan and premium dental plan were not available to part-time Hawaii employees. Starting in 2026, both medical plans and both dental plans will be available to Hawaii employees regardless of your part-time or full-time status.
The HMSA HMO provides in-network coverage only. And you’ll need to get a referral from your primary care doctor to see a specialist. But you’ll pay a lower cost per paycheck. The HMSA PPO provides coverage out of network, and you don’t need a referral to see a specialist. But you’ll pay a higher cost per paycheck, and you may pay more for care.
Core Dental offers lower cost per paycheck. Premium Dental offers richer benefits at a higher cost per paycheck. See your 2026 Benefit Plan Changes booklet for more details.
Let’s talk about the pharmacy benefit update for mainland and Hawaii employees. On January 1, 2026, Navitus Health Solutions will replace Costco Health Solutions as your pharmacy benefits administrator. Your prescription drug coverage will stay the same. You can still use your employee ID to fill prescriptions at a Costco pharmacy, or you can use any network pharmacy.
Now let’s talk about reimbursement accounts available through Inspira Financial. In 2026, the health reimbursement account, or HCRA, maximum annual contribution is changing from $3,300 to $3,400 per year. The dependent care assistance plan maximum annual contribution is changing from $5,000 to $7,500 per year, or $3,750 if married and filing separately.
The HCRA lets you set aside pre-tax dollars to pay for eligible out-of-pocket health care expenses such as co-pays, deductibles, and coinsurance, dental, vision, and hearing aid expenses, and prescriptions and over-the-counter items. The DCAP lets you set aside pre-tax dollars to pay for eligible child and elder care expenses, such as daycare, before- and after-school care, and in-home aides.
You can enroll in reimbursement accounts during Annual Enrollment or for the DCAP when you have qualifying changes to your childcare needs during the year. Watch the 2026 Reimbursement Accounts video to learn more about the HCRA and DCAP.
You can also look forward to an increased annual allowance for vision hardware, such as glasses and contacts in 2026, from $175 to $200. Keep in mind that you don’t have to use it all at once, but you do need to use your allowance by December 31 each year. Schedule your annual eye exam with your Costco optical department now to beat the end-of-the-year rush on vision.
New in 2026– employees enrolled in the Aetna medical plan will have access to sleep apnea support from GEM Sleep. GEM Sleep is available through Sleepio. Don’t ignore the snore. Beginning January 1, 2026, you can take an at-home sleep test from the comfort of your own home.
GEM Sleep is in network with Aetna medical plan, so your plan cost shares apply. That may include co-pays, deductible, or co-insurance.
As a reminder, employees and their family members age 18 plus enrolled in a Costco medical plan can still access the Sleepio Digital Sleep Improvement Program at no cost. Sleepio is clinically proven to help you clear your mind, get better sleep, and have better days in just six weeks.
To learn more about 2026 benefits changes, see your benefit plan changes booklet. Your new benefits are effective starting January 1, 2026. If you have any questions or need more information, visit Costcobenefits.com. Thanks for watching. And remember, we’re in this together.
[♪ ♪ Upbeat Music]
Changes that take effect on January 1, 2026
Resources for Living®
8 free counseling sessions (up from 6) per person, per issue, per year
The ER copay on the Aetna® medical plan will change from $150 to $200. Deductible and coinsurance still apply. If it’s not a true emergency, you have other options for care, such as 98point6 virtual care for a $0 copay.
Aetna Dental® plan change (Mainland only)
Both Network Dental and Choice Dental will be available to all benefit-eligible employees regardless of your eligibility date.
Network Dental has a higher annual and orthodontia benefit with a lower cost per paycheck. The plan pays for covered dental care with in-network providers only.
Choice Dental has a lower annual and orthodontia benefit with a higher cost per paycheck. The plan offers a reduced benefit for dental care with an out-of-network provider.
Aetna Dental® incentive change (Mainland only)
You and your covered family members can each earn a $50 credit toward your medical deductible and coinsurance when you get your first in-network dental cleaning each year. If you’re enrolled in Choice Dental and get an out-of-network cleaning, you won’t be eligible for the credit.
For locations that don’t have Network Dental, you can still earn the credit with in- and out-of-network dentists. Go to Costcobenefits.com for a list of these locations.
Aetna digital update (Mainland only)
New Aetna digital experience, including:
Enhanced search and chat features
Care Paths and program recommendations for your health needs
Aetna Smart Compare® Intelligent Matching to help you find quality and effective care, with your 3 best matches appearing at the top of your provider search results
Hawaii medical and dental plan changes (Hawaii only)
Both HMSA medical plans and dental plans will be available to Hawaii employees, regardless of your part-time or full-time status:
HMSA HMO provides in-network coverage only, and you’ll need to get a referral from your primary care doctor to see a specialist. But you’ll pay a lower cost per paycheck.
HMSA PPO provides coverage out-of-network, and you don’t need a referral to see a specialist. But you’ll pay a higher cost per paycheck, and you may pay more for care.
Core Dental has lower payroll contributions for a lower annual and orthodontia benefit.
Premium Dental has higher payroll contributions for a higher annual and orthodontia benefit.
Pharmacy change to Navitus (Mainland and Hawaii)
Navitus Health Solutions will replace Costco Health Solutions as your pharmacy benefits administrator. Your prescription drug coverage will stay the same. You can still use your employee ID to fill prescriptions at a Costco Pharmacy, and you can still use any network pharmacy for first-time fills.
Reimbursement account limit changes (Mainland and Hawaii)
HCRA — You can now contribute more each year to your Health Care Reimbursement Account — up to $3,400.
DCAP — You can now contribute more each year to your Dependent Care Assistance Plan — up to $7,500 (or $3,750 if you’re married filing separately).
To learn more about reimbursement accounts, click here.
Vision hardware allowance change
The annual allowance for prescribed eyewear (glasses and contacts) is increasing from $175 to $200. You don’t have to use it all at once, but you do have to spend it by December 31 each year.
GEM Sleep for sleep apnea (Mainland only)
Employees enrolled in the Aetna medical plan will have access to sleep apnea support from GEM Sleep, available through Sleepio.
GEM Sleep makes it easy to get a diagnosis from home. Based on your evaluation, you’ll get treatment options — like CPAP — and support to get started. Plan cost shares like copays, deductible and coinsurance apply.
Find all the details in your 2026 Benefit Plan Changes booklet.
Visit the enrollment website at Costcobenefits.com to complete the Annual Enrollment process, November 1–25.
Video: 2026 Annual Enrollment instructions November 1–25, 2025
Annual Enrollment takes place November 1–25. It’s your time to review and choose the coverage that fits your needs, whether you’re a longtime employee or you just became eligible for benefits. Watch this short video for everything you need to know about the 2026 Annual Enrollment process.
Narrator: Your health and the health of your family is a top priority at Costco. That’s why we are committed to providing you and your family with affordable benefits that help you receive quality care whenever needed. Now that Annual Enrollment is here, we want to make sure you understand the benefits available to you and your family and why this time is so important. Here’s everything you need to know about Annual Enrollment.
Annual Enrollment is the time of year that benefit eligible employees have the opportunity to make changes to their benefit elections for the upcoming calendar year. You can add or drop coverage for yourself or family members, change your existing plans, and explore the benefits available to you and your family in the coming year. By now, you should have received a kit in the mail that includes everything you need to enroll in Costco benefits. This includes things like the benefit plan changes booklet and information about how to log on to costcobenefits.com and start the Annual Enrollment process.
If you have not received a kit yet, that’s totally fine. All of the information in the kit can be found on costcobenefits.com, where you can also sign up for text reminders about Annual Enrollment so you don’t miss a step of the process. We’ve done our best to make the Annual Enrollment process easy. Beginning in November, you can click on the Annual Enrollment banner or the enrollment website tile on costcobenefits.com to start the process.
Once you’ve selected your benefits and your submitted documentation has been approved for any new dependents, your benefits will go into effect on January 1. If your spouse or domestic partner is enrolled in your benefits, you will need to complete the dependent verification process each year to continue their coverage, even if you don’t make any changes. If you don’t, their coverage will end on December 31 of this year. If you have dependent children enrolled in your benefits, you’ll need to review and remove any dependent children who are no longer eligible.
Coverage will continue automatically for eligible enrolled children. If you add any family members to your plan, you must submit required documentation by November 30. When you begin the annual enrollment process, the platform will automatically remind you to verify your spouse or domestic partner. Annual enrollment is also a great time to ensure that your beneficiaries are up-to-date for your life and AD&D insurance and retirement plans.
Designating your beneficiaries for these plans is critical so you can ensure that the right people receive this benefit when the time comes. You can update your beneficiaries for life and AD&D insurance online while you go through the annual enrollment process. To update beneficiaries for your retirement plans, just visit RPS.TRowePrice.com.
As a reminder, if you want to participate in the HCRA or DCAP, you must enroll during annual enrollment even if you are already enrolled for the current plan year. All your other benefit elections will continue into the following year if you don’t make any changes.
And that’s the basics. Annual Enrollment begins and ends in November, so be sure to enroll early. If you have any questions or need more information, just visit costcobenefits.com or call the Enrollment Center at 800-541-6205. Thanks for watching. And remember, we’re in this together.
[♪ ♪ Upbeat Music]
Make sure you don’t miss any of these key actions
Log in at Costcobenefits.com and select the enrollment website to get started.
Complete Dependent Verification for your spouse or domestic partner. Otherwise, their coverage will end on December 31, 2025.
Review your current benefits elections to see if you need to make any changes. • Watch the 2026 Benefits Changes video so you can make informed decisions about your benefits.
Add or remove dependents who are no longer eligible. Eligible children will stay covered. If you add any family members, you must submit required documentation by November 30 to receive approval for their coverage to be active on January 1, 2026.
Enroll or re-enroll in the Health Care Reimbursement Account (HCRA) and/or Dependent Care Assistance Plan (DCAP) to help you save on care. Elections don’t carry over year to year.
Review your beneficiaries. Be sure to add or update any beneficiaries as needed. • For Life/AD&D insurance: Enrollment website • For the retirement plan: RPS.TRowePrice.com
The Annual Enrollment process has changed November 1–26, 2024
This video provides a quick tutorial on how to complete your 2025 Annual Enrollment. We’ve changed the Dependent Verification requirement, so watch this 4-minute video to learn the new process.
You must verify your spouse or domestic partner to continue their coverage. Coverage will automatically continue for your eligible children.
Your health and the health of your family is a top priority at Costco. That’s why we are committed to providing you and your family with affordable benefits that help you receive quality care whenever needed. Now that Annual Enrollment is here, we want to make sure you understand the benefits available to you and your family and why this time is so important. Here’s everything you need to know about Annual Enrollment.
Annual Enrollment is the time of year that benefit-eligible employees have the opportunity to make changes to their benefit elections for the upcoming calendar year. You can add or drop coverage for yourself or family members, change your existing plans, and explore the benefits available to you and your family in the coming year.
By now, you should have received a kit in the mail that includes everything you need to enroll in Costco Benefits. This includes things like the benefit plan changes booklet and information about how to log on to Costcobenefits.com and start the Annual Enrollment process. If you have not received a kit yet, that’s totally fine. All of the information in the kit can be found on Costcobenefits.com, where you can also sign up for text reminders about Annual Enrollment so you don’t miss a step of the process.
We’ve done our best to make the Annual Enrollment process easy. Beginning in November, you can click on the Annual Enrollment banner or the enrollment website tile on Costcobenefits.com to start the process. Once you’ve selected your benefits and your submitted documentation has been approved for any new dependents, your benefits will go into effect on January 1st.
If your spouse or domestic partner is enrolled in your benefits, you will need to complete the dependent verification process each year to continue their coverage, even if you don’t make any changes. If you don’t, their coverage will end on December 31st of this year. If you have dependent children enrolled in your benefits, you’ll need to review and remove any dependent children who are no longer eligible. Coverage will continue automatically for eligible enrolled children. If you add any family members to your plan, you must submit required documentation by November 30th. When you begin the Annual Enrollment process, the platform will automatically remind you to verify your spouse or domestic partner.
Annual Enrollment is also a great time to ensure that your beneficiaries are up-to-date for your life and AD&D insurance and retirement plans. Designating your beneficiaries for these plans is critical, so you can ensure that the right people receive this benefit when the time comes. You can update your beneficiaries for life and AD&D insurance online while you go through the Annual Enrollment process. To update beneficiaries for your retirement plans, just visit RPS.TRowePrice.com.
As a reminder, if you want to participate in the HCRA or DCAP, you must enroll during Annual Enrollment. Even if you are already enrolled for the current plan year. All your other benefits elections will continue into the following year if you don’t make any changes.
And that’s the basics. Annual Enrollment begins and ends in November, so be sure to enroll early. If you have any questions or need more information, just visit Costcobenefits.com or call the Enrollment Center at 800-541-6205. Thanks for watching, and remember, we’re in this together.
Use this Annual Enrollment checklist to stay on track
Take action by November 26, 2024, to confirm elections or make any changes. You can sign up for text reminders on the Enrollment Website located on Costcobenefits.com.
Readthe enrollment instructions and the 2025 Benefits Plan Changes booklet that came in your 2025 Annual Enrollment kit. The kit should have arrived by mail in late October. You can also review this information online at Costcobenefits.com.
Completethe Dependent Verification process to continue coverage for your spouse or domestic partner. If you don’t complete this step, coverage for your spouse or domestic partner will end on December 31, 2024.
Reviewyour enrolled children and remove any children that are no longer eligible. Coverage will automatically continue for children still eligible. Find eligibility details on Costcobenefits.com. If you add any family members to the plan, you must submit required documentation by November 30, 2024.
Enroll or re-enrollin one or bothreimbursement accounts*, the Health Care Reimbursement Account (HCRA) or Dependent Care Assistance Plan (DCAP), if you want to participate in 2025.
Designate a beneficiary for both life and AD&D insurance on the Enrollment Website and for your retirement plan at RPS.TRowePrice.com.
Your health and the health of your family is a top priority at Costco. That’s why we are committed to providing you and your family with affordable benefits that help you receive quality care whenever needed. In 2025, you will see enhancements to your Costco benefits. Here’s everything you need to know.
Let’s start with the update to your Aetna ID card. Starting in 2025, you and your family members enrolled in an Aetna medical plan will have a primary care physician, or PCP, listed on your Aetna ID card. Access to a PCP is important for your health. If you don’t already have a PCP, one will be assigned to you to help make it easier for you and your family members to access care. You can change the PCP listed on your ID card at any time.
This is not a change to your medical plan. It’s not an HMO, so you are not required to see this PCP for care. You don’t need a referral to see a specialist either. If you have seen a PCP in the last two years, that provider will be listed on your card. If you see a nurse practitioner or physician’s assistant as your PCP, their supervising physician or the practice will be listed on your card. If you have any questions or would like to change the PCP on your card at any time, call your Aetna health concierge.
Now, let’s talk about some new incentive programs. In 2025, if you’re enrolled in an Aetna medical and dental plan, you and your enrolled family members can receive a $50 credit towards your annual medical deductible or co-insurance when you get at least one annual dental cleaning. Employees and their spouses or domestic partners can earn up to a $400 credit towards their annual medical deductible or co-insurance when you enroll in the Aetna program and engage during and after your pregnancy. To learn more and sign up for the Aetna maternity program, call the maternity team or visit Aetna.com/Maternity.
Let’s move on to chiropractic care. In 2025, the Aetna medical plan will cover up to 30 visits per year for chiropractic care. You’ll no longer need to meet your plans deductible and co-insurance, only your plan’s PCP copay will apply.
Now, here’s an update on virtual medical care from 98point6. 98point6 is an app that offers on-demand text-based access to virtual medical care for employees and their dependents age one and older enrolled in the medical plan. In 2025, the cost per visit is $0.
If you suffer from foot, knee or back pain, custom foot insoles may help. Beginning in 2025, all employees and their family members will have access to custom foot insoles at $80 per pair from Fit My Foot. No prescription is needed. To place an order, first download the Fit My Foot App and use it to scan your feet. Then visit FitMyFoot.com/CostcoEmployee to place your order. Your custom foot insoles will be shipped to your home address. For employees and dependents enrolled in an Aetna medical plan, up to three pairs of insoles per year are covered. Deductible and co-insurance apply.
Now, let’s talk about new services available through Resources for Living. Finding the right therapist can be a journey. Resources for Living can help. With RFL, you have access to six free therapy sessions per issue, per year with a few different ways to find a therapist. You can call RFL to connect with a care partner who can help you find a therapist, chat with a care partner online at the RFL website, access chat therapy with Talkspace, or search the RFL provider network on the RFL website.
In 2025, RFL will offer expanded access to mental health providers and new search options through the Alma Virtual Care Network. Log in to the RFL website and search the virtual therapy network by provider type, specialty, availability, language, religion, and more. Select your provider and schedule a free fifteen-minute consultation. Not the right fit? You can schedule as many free consultations as you need to find the therapist who’s right for you. Once you’ve selected your therapist, you still have access to all six of your free therapy sessions.
In 2025, you can also connect one-on-one with a well-being coach for free and confidential coaching sessions to work toward your personal goals. Your coach can help you with almost any goal. For example, they can help you develop better eating habits, learn time management skills, be mindful of your finances, step outside of your comfort zone, manage a relationship transition and more. Connect with Resources for Living in 2025 to get started.
You also have access to discounted services with Weight Watchers and LifeMart. Weight Watchers has new lower monthly rates. To learn more or register now, visit WW.com/Costco. Also, be sure to check out LifeMart, your employee discount center for discounts on gym memberships, virtual fitness and child care programs.
Now, let’s talk about some new benefits programs available to Costco employees. In 2025, employees and their family members age 18 or older who are enrolled in a Costco medical plan can access Sleepio, an online sleep improvement program at no cost. Sleepio is clinically proven to help you clear your mind, get better sleep, and have better days in just six weeks. You can get started by completing a coverage check on the Sleepio website. Then download the Sleepio app, create your account, complete the baseline sleep quiz and start seeing the benefits of Sleepio.
Your new digestive health program, Cylinder, is available now. Cylinder is available at no cost for employees and dependents age 18 or older enrolled in a Costco medical plan. Download the Cylinder app or visit the Cylinder website and use company code Costco to get started. Order your free microbiome test kit and connect with your care team to identify triggers and help relieve symptoms.
Finally, let’s talk about life insurance. If you have family members enrolled in a Costco Medical Plan, they automatically receive basic life insurance through Unum at no cost to you. In 2025, this coverage is increasing from $1,500 to $3,000 for each enrolled dependent.
Your new benefits are available January 1st. If you have any questions or need more information, just visit Costcobenefits.com. Thanks for watching and remember, we’re in this together.
Discover new and updated benefits available January 1, 2025
Aetna ID card update*
To ensure that you and your family members enrolled in the Aetna medical plan have access to a primary care physician (PCP), a PCP will be assigned to you and your enrolled family members on your Aetna® ID card. Their phone number will be provided so you can call to schedule your preventive care or a new patient appointment. If you already have a PCP you’ve seen in the last two years, that provider will be the name on your card
If you see a nurse practitioner or physician’s assistant, their supervising physician will be the name on your card
You are not required to see the assigned PCP and can change the PCP on your card at any time
There are no changes to your medical plan — this is not an HMO, so you don’t need to get a referral from a PCP to see a specialist
Contact your Aetna Health Concierge at 800-814-3543 (TTY: 711) if you have questions or you’d like to change the PCP on your card
Dental incentive*
Earn a $50 credit toward your annual medical deductible or coinsurance when you get at least one annual dental cleaning
Earn up to a $400 credit toward your annual medical deductible or coinsurance for you or your spouse or domestic partner when you enroll and engage in the Aetna MaternityProgram during and after your pregnancy
The earlier in your pregnancy you enroll, the more you can earn
Visit Aetna.com/Maternity or call 855-282-6344 (TTY: 711) to learn more and enroll
Chiropractic visits*
You’ll have coverage for up to 30 chiropractic visits per year
You no longer need to meet your deductible or coinsurance for visits
Your plan’s PCP copay applies
Available for you and your dependents enrolled in an Aetna Medical plan
Custom foot insoles are shipped to your home address
For employees and dependents enrolled in an Aetna medical plan, up to three pairs of insoles per year are covered. Deductible and coinsurance apply.
Alma
Effective January 1, 2025, you’ll have expanded access to mental health providers and a new way to search for a therapist online through Resources for Living (RFL). Alma, available through the RFL website, allows you to search for providers who are in the network and accepting new patients. Also, with Alma, you:
Can schedule a consultation with the provider of your choice
Receive automatic authorization for 6 free therapysessions per issue per year for you, all your household members and dependent children up to age 26
Filter your provider search based on personal preferences
Can view a provider’s profile before requesting a consultation
On average, have your first therapy session within 5 days
Have access to providers that offer both virtual and in-person support
Well-being coaching
You can also talk with an RFL Well-being coach for free and confidential coaching sessions to help with your personal goals, such as:
Developing better eating habits
Learning better time management
Stepping out of your comfort zone
Visit RFL.com/Costco or call 833-721-2320 (TTY:711) to learn more
Wouldn’t it be nice to save money on your annual taxes while paying for things you need, such as medications and childcare? That’s the benefit of reimbursement accounts.
When you enroll in Costco reimbursement accounts during Annual Enrollment, you can put aside pretax dollars to reimburse yourself for eligible expenses throughout the year.
Health Care Reimbursement Account (HCRA) – For eligible health care expenses.
Dependent Care Assistance Plan (DCAP) – For eligible dependent care expenses.
Watch the video below for a quick overview of your reimbursement account options, administered by Inspira Financial™.
Your health and the health of your family is a top priority at Costco. That’s why we are committed to providing you and your family with affordable benefits that help you receive quality care whenever needed. One of those benefits are the reimbursement accounts available through Inspira Financial. Here’s everything you need to know about reimbursement accounts.
There are two types of reimbursement accounts available to you as a Costco employee: the HCRA and the DCAP. The HCRA or Health Care Reimbursement Account allows you to set aside pre-tax dollars to reimburse yourself for eligible medical expenses such as copays, deductibles and coinsurance, dental and vision expenses, prescriptions, and over-the-counter items. Annual enrollment is the only time you can enroll in an HCRA account and the HCRA must be re-elected every year if you want to continue your account.
The DCAP or Dependent Care Assistance Plan allows you to set aside pre-tax dollars to reimburse yourself for qualified child and elder care expenses necessary for you and your spouse to work. Funds can be used to pay for child care for your dependents, age 12 and younger, or for a spouse, parent, or dependent incapable of self-care. Examples of DCAP expenses are things like daycare, before and after school care, nursery and preschool, and in-home aids. Please note that the DCAP cannot be used for dependent healthcare expenses. You need to enroll in the DCAP every year to continue your account. However, you can enroll, change, or stop your enrollment whenever there is a qualifying change to your dependent care needs throughout the year.
Both types of accounts are funded by automatic pre-tax payroll deductions from every paycheck. If you choose to enroll in one or both of the reimbursement accounts during annual enrollment, you’ll be prompted to choose how much money you would like to contribute for the plan year up to the annual limit. Each account has an annual funding limit set by the IRS. Funds will then be deducted pre-tax from your paychecks and deposited into these reimbursement accounts. While you can access the full amount of your annual HCRA election beginning January 1st, with the DCAP, you can only access the amount currently in your account at the time of your reimbursement request.
If you enroll in the HCRA, you’ll have a few different ways to access your account. The default reimbursement method is autopay. The HCRA autopay feature will automatically pay your portion of medical and dental claims, including copays, deductibles, and coinsurance. If you have specific plans for your HCRA funds like paying for braces, be sure to turn off autopay at the start of each year on the Inspira website or app. You’ll also receive a debit card you can use to pay for eligible expenses at these locations: Costco Pharmacy, Costco Online Pharmacy, Costco Optical, and the Costco Hearing Aid Center. You can check your available account balance on your Aetna member website under Flexible Spending Account or FSA.
For the DCAP, you can submit a claim for reimbursement as soon as you have an eligible expense through the Inspira website or app. You’ll be reimbursed up to the current balance in your account.
Before you enroll, take a look at your healthcare and dependent care expenses for the previous year and think about needs in the coming year to get a sense of how much you would like to contribute. Keep in mind that if you are currently enrolled in an HCRA, you’ll want to think about whether you’ll have funds left in your account at the end of this year that you can roll over into next year. It is important to remember that funds in both accounts are use it or lose it per IRS rules.
Only a small portion of your HCRA balance can roll over to the next plan year. This amount is determined annually by the IRS. Only participants who have an active HCRA as of December 31st are eligible for this rollover. Any funds beyond the rollover amount are forfeited after the claim filing deadline. This is why it’s so important to consider your anticipated expenses for the coming year before selecting a contribution amount for each account.
If you have a larger amount in your DCAP account than you expected as the end of the plan year approaches, you can take advantage of the grace period. The DCAP offers a grace period at the beginning of the following year where funds from the previous year can still be used. Don’t forget to submit all your reimbursement claims by the filing deadline as any funds left over after this period will be forfeited. Be sure to calculate your contributions carefully.
And that’s the basics. If you have any questions or need more information, just visit Costcobenefits.com. Thanks for watching, and remember, we’re in this together.
Frequently asked questions about reimbursement accounts
How does a reimbursement account work?
When you enroll in an HCRA or DCAP, you choose how much to contribute by thinking about how much you’ll need to cover your expenses. If you have a reimbursement account for 2024, you should also consider the amount you may roll over from 2024 to 2025.The money is automatically taken out of your paycheck and deposited into your reimbursement account before payroll taxes are calculated.You can fund these accounts up to the annual limit set by the IRS.
When do I enroll in an HCRA and DCAP?
HCRA
If you want toenrollor re-enroll in an HCRA for 2025, you must make your elections during Annual Enrollment, November 1 – 26. If you enrolled in a HCRA for 2024, youneed to re-enroll for 2025 to participate.You can only enroll in an HCRA during Annual Enrollment.
DCAP
Enroll or re-enroll in a DCAP for 2025 during Annual Enrollment, November 1 – 26. You can enroll, change or stop your DCAP election at any time during the year if there is a qualifying change in your dependent care needs. If you enrolled in a DCAP for 2024, you need to re-enroll for 2025 to participate.
What expenses do reimbursement accounts cover?
HCRA
You can use your HRCA for eligible health care expenses for you, your spouse and eligible dependents. These include items that are not covered by your medical plan, such as your copays, deductibles and coinsurance, as well as other health care items and services, such as prescriptions and dental and vision expenses.
Your DCAP can be used for eligible dependent care expenses necessary for you and your spouse to work. Funds can be used to pay for childcare for your dependents age 12 and under, or to care for another family member incapable of self-care such as a spouse, a child age 13+ or a parent. Expense examples include day care, after-school care and in-home care.
Note: The DCAP cannot be used for dependent care health care expenses.
How do I pay for items and services with my reimbursement accounts?
HCRA
You have a few different ways to access your HCRA. The default reimbursement method for the HCRA is autopay. This feature automatically pays your portion of medical and dental claims, such as copays, directly from your account. If you plan to use your funds for something specific, such as braces, you can turn off autopay at the start of the year on the Inspira website or app. You’ll also receive the Inspira Card® — the HCRA debit card — to use for eligible expenses at the Costco Optical Department, Costco Hearing Aid Center or anypharmacy.If needed, you can pay upfront for an eligible item or service and submit a claim for reimbursement.
DCAP
To use your DCAP, youneed to pay upfront for your eligible dependent care or service, then submita receipt and a claim form to get reimbursed from your account. You can submit claims on the website or app.
How much can I contribute to my reimbursement accounts?
HCRA
You can contribute $120-$3,300 per year to your HCRA account. This funding limit is set each year by the IRS. You can access the full amount of your annual HCRA election on January 1, 2025.
DCAP
You can contribute up to $5,000 per year to your DCAP account, or $2,500 if married and filing separately. Access is limited to the current money in your account. You can get reimbursed up to the amount of your year-to-date contributions, not the entire annual amount selected.
What happens if I havefunds left over at the end of the year?
HCRA
Only a small portion of your HCRA balance can roll over to the next plan year. If you are enrolled in an HCRA for 2024, your rollover amount to use in 2025 is $640. This amount is determined each year by the IRS.You forfeit any balance over the rollover limit that remains in your account after the claim filing deadline of April 30, 2025.
DCAP
The DCAP offers a grace period, where funds from the previous year can still be accessed. You can use the funds you contributed to the DCAP for 2024 for any eligible services through March 15, 2025.Claims can be submitted until April 30, 2025. Any funds remaining after the deadline will be forfeited.
Visit the Enrollment Website on Costcobenefits.com to make your reimbursement account elections during Annual Enrollment. For more information, see the resources below.
Annual Enrollment is your opportunity to review and make changes to your benefits plan elections for the upcoming year. It’s also the time to confirm eligibility for any enrolled family members to continue their coverage through 2024.
In late October, an Annual Enrollment letter and the 2024 Benefit Plan Changes booklet were mailed to you to help you with the enrollment process. If you didn’t receive these materials, or if you prefer to review online, you’ll find everything you need at Costcobenefits.com.
♪ ♪ NARRATOR: Your health and the health of your family is a top priority at Costco. That’s why we are committed to providing you and your family with affordable benefits that help you receive quality care whenever needed.
Now that Annual Enrollment is here, we want to make sure you understand the benefits available to you and your family and why this time is so important. Here’s everything you need to know about Annual Enrollment.
Annual Enrollment is the time of year that benefit eligible employees have the opportunity to make changes to their benefit elections for the upcoming calendar year. You can add or drop coverage for yourself or family members, change your existing plans, and explore the benefits available to you and your family in the coming year.
By now, you should have received a kit in the mail that includes everything you need to enroll in Costco benefits. This includes things like the Benefit Plan Changes booklet and information about how to log on to Costcobenefits.com and start the Annual Enrollment process.
If you have not received a kit, that’s totally fine. All of the information in the kit can be found on Costcobenefits.com, where you can also sign up for text reminders about Annual Enrollment, so you don’t miss a step of the process.
We’ve done our best to make the Annual Enrollment process easy. Beginning in November, you can click on the Annual Enrollment banner on Costcobenefits.com to start the process. Once you have selected your benefits, they will go into effect on January 1st.
If you have dependents enrolled, you will need to complete the dependent verification process each year to continue their coverage, even if you didn’t make any changes. When you begin the online Annual Enrollment process, the platform will automatically remind you to verify your dependents.
In addition to core benefits like medical and dental coverage, Annual Enrollment is also a great time to ensure that your beneficiaries are up to date for your Life insurance, AD&D and Retirement plans.
Having your beneficiaries set up for these plans is critical so you can ensure that the right people receive this benefit in case it is needed. You can update your beneficiaries for life insurance and AD&D online while you go through the Annual Enrollment process.
To update beneficiaries for your retirement plans, just visit Rps.TRowePrice.com. As a reminder, if you want to participate in the HCRA or DCAP, you must enroll during Annual Enrollment, even if you were already enrolled for the current plan year.
All your other benefit elections will continue into the following year if you don’t make any changes. And that’s the basics. Annual Enrollment begins and ends in November, so be sure to enroll early.
If you have any questions or need more information, just visit Costcobenefits.com or call the enrollment center at 800-541-6205. Thanks for watching, and remember, we’re in this together.
The recipe for a healthy, happy 2024
Follow this checklist to ensure a successful Annual Enrollment. You must complete these steps by November 21, 2023.
Sign up for text reminders on the Enrollment Website at Costcobenefits.com.
Complete your Dependent Verification to continue coverage for your eligible family members. This must be completed every year, even if you don’t make any changes to your benefits.
Review your current benefits plan elections on the Enrollment Website. This includes confirming your life insurance beneficiaries.
Enroll or re-enroll in your Health Care Reimbursement Account (HCRA) and/or Dependent Care Assistance Plan (DCAP) for 2024.* Remember, even if you’re already enrolled, you must re-enroll to participate in 2024.
To complete your Annual Enrollment, use your ESS user name and password to log in at Costcobenefits.com.
Costco takes your health and well-being very seriously. That’s why your Costco benefits are continually evolving to provide affordable, quality care for you and your family. You’ll find exciting new benefits plan enhancements for 2024 to help with hypertension management, mental health support and vision coverage — all at no cost to you or your covered family members.
♪ ♪ NARRATOR: Your health and the health of your family is a top priority at Costco. That’s why we are committed to providing you and your family with affordable benefits that help you receive quality care whenever needed.
This coming year, we have made exciting enhancements to your Costco benefits, all at no cost for you and your dependents. Here is everything you need to know about this year’s new benefit enhancements.
Costco is offering three new benefits enhancements this year. These are vision benefits through EyeMed, Omada for Hypertension, and Supportiv, a fully anonymous mental health service. These enhanced offerings will be available to you and your family beginning January 1st.
In 2024, your vision and hearing aid benefits will be supplied through EyeMed. With this change to EyeMed, your vision benefit will be available to use throughout the year. You no longer have to use it all in a single purchase, but you do have to use it by December 31st.
This year, we have added a new hypertension program through Omada. This virtual program makes it easier to manage your blood pressure and reach your health goals. The program provides you with a personal health coach and clinical specialist who supply you with a personalized care plan, day-to-day support, and online peer groups and communities.
Plus, you can get a smart device like a blood pressure monitor, and if eligible, a smart scale to monitor your blood pressure and track your progress. If you are already using the Omada for Diabetes or Prevention programs, no action is needed on your part.
Your coach will be able to help you with hypertension as well. Eligible employees and dependents on the Costco medical plan can enroll in this program at no cost. Beginning in 2024, all Costco employees and dependents age 13 or older will have free access to Supportiv, an online peer-to-peer chat support group.
Supportiv is a fully anonymous peer-to-peer service that connects you to other people dealing with the same challenges you are. Conversations are among small groups and are facilitated by trained moderators.
It’s your place to de-stress and feel supported 24/7/365, no sign-ups, assessments, or appointment necessary. These changes are effective January 1st. If you have any questions or need more information, just visit Costcobenefits.com.
Thanks for watching, and remember, we’re in this together.
Explore your enhanced benefits
Help for hypertension
A new virtual blood pressure management program from Omada is coming in 2024. Omada for Hypertension provides one-on-one support and guidance from a personal health coach and clinical specialist, as well as the tools you need to track and monitor your progress. In addition, you’ll get a personalized care plan, weekly lessons and membership in an online support group.
Employees who are enrolled in a Costco medical plan and their covered dependents age 18 or older can participate in Omada for Hypertension at no cost, starting January 1. If you’re enrolled in Omada for Diabetes or Prevention, your health coach can also assist you with this service.
Peer support when you need it
Beginning January 1, all Costco employees, their household members and dependent children age 13 or older will have free access to Supportiv. This online peer-to-peer support program matches you with other people going through the same struggles you are, such as emotional challenges, parenting concerns, relationship issues and much more. The conversations are through live small group chat sessions that are professionally moderated and fully anonymous. It’s your place to de-stress and feel supported 24/7, 365 days a year – no appointment necessary.
Use your vision benefit throughout the year
Starting in 2024, your vision and hearing aid* benefits will be supplied through EyeMed. With this change, you no longer have to use your vision benefit in a single purchase — it’s available to use throughout the year. For example, if you buy a pair of glasses in January for $100, then lose them three months later, you’ll still have $75 to put toward a replacement pair. You must use your full benefit by December 31, 2024.
To learn more about these benefits plan enhancements, visit Costcobenefits.com.
*Hearing aid and eye exam benefits in Puerto Rico will continue to be supplied by Triple-S.
