2 MIN READ
JANUARY 2026
Your new benefits are live — take a look
During Annual Enrollment, we shared the changes for 2026. Now it’s time to get to know them better — like more counseling sessions through Resources for Living® (RFL®) and a bigger allowance for prescription eyewear.
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Here’s what’s new for this year
- Get more free counseling sessions. You now have 8 free sessions per issue, per year through RFL®, up from 6. Use your sessions with in-person, virtually or by chat therapy. Sessions can be used for individual, family or couples counseling.
- Enjoy a bigger vision hardware allowance. The annual allowance for prescribed glasses and contacts increased from $175 to $200. Remember: These funds need to be used by the end of each year.
- Earn a $50 credit for an in-network dental cleaning. You and your enrolled family members can each earn a $50 credit toward your medical deductible and coinsurance when you get your first in-network dental cleaning each year.
- Sleep better with GEM Sleep’s sleep apnea support. If you’re enrolled in the Aetna® medical plan, you can use GEM Sleep through Sleepio to get a diagnosis from home. Plus, get treatment options based on your evaluation. GEM Sleep is available to mainland employees only.
- Watch the mail for your new Navitus pharmacy ID card. Your coverage is still the same, but Navitus Health Solutions replaced Costco Health Solutions as your pharmacy benefits administrator. You can use your new pharmacy card at any network pharmacy. You can also use your employee ID to fill prescriptions at a Costco Pharmacy. Navitus is for mainland and Hawaii employees only.
Know before you go — ER visits cost more in 2026
The copay for an emergency room (ER) visit on the Aetna medical plan is now $200 (up from $150). Deductible and coinsurance still apply. If it’s not a true emergency, you have other options for care, such as urgent care and 98point6 virtual care for a $0 copay. For all the changes, check your 2026 Benefit Plan Changes booklet.
Watch the Benefits Changes videoResources for you
Resources for Living provides free and confidential help and support for all employees and household members. Dependent children can use RFL up to age 26 whether they live at home or not.
New this year, get 8 free counseling sessions — up from 6 — per person, per issue, per year. In-person, virtual or chat options are available. RFL also offers in-the-moment mental health or crisis support, 24/7.
You can get support for anxiety, depression, stress, relationship issues and more. If you’d like help finding a therapist or scheduling appointments, connect with an RFL Care Partner via phone or live chat.
RFL.com/Costco | 833-721-2320 (TTY: 711) | 24/7 | No cost
Sleepio is a no-cost online sleep improvement program that’s clinically proven to help you clear your mind, get better sleep and have better days in just 6 weeks.
Don’t ignore the snore! Now available through Sleepio, GEM Sleep makes it easy to get a sleep apnea diagnosis and treatment from the comfort of your own home, without the need for an overnight stay at a sleep clinic. Aetna medical plan benefits apply, which may include copays, deductible and coinsurance.
Sleepio.com/Costco | App | Age 18+
Navitus Health Solutions administers the prescription drug benefits for the Costco medical plan. Watch for your new Navitus pharmacy ID card in the mail. You can fill your prescriptions at any Costco Pharmacy or through Costco Home Delivery Pharmacy. When there’s no Costco Pharmacy available, you can go to any pharmacy that accepts your Navitus ID card. For emergencies, you’ll be able to fill your prescription anywhere, but you may have to pay the full cost and submit a request for reimbursement.
memberportal.navitus.com | 866-459-3322 | 24/7
Resources for Living provides free and confidential help and support for all employees and household members. Dependent children can use RFL up to age 26 whether they live at home or not.
New this year, get 8 free counseling sessions — up from 6 — per person, per issue, per year. In-person, virtual or chat options are available. RFL also offers in-the-moment mental health or crisis support, 24/7.
You can get support for anxiety, depression, stress, relationship issues and more. If you’d like help finding a therapist or scheduling appointments, connect with an RFL Care Partner via phone or live chat.
RFL.com/Costco | 833-721-2320 (TTY: 711) | 24/7 | No cost
Sleepio is a no-cost online sleep improvement program that’s clinically proven to help you clear your mind, get better sleep and have better days in just 6 weeks. Here’s how it works:
- Start by taking a sleep quiz to assess your sleep habits and challenges
- Learn ways to improve your sleep, including wind-down routines, relaxation exercises and ways to calm your thoughts
- Understand why you have sleep problems, what makes them worse and how to get back to better sleep for good
Sleepio.com/Costco | App | Age 18+
Triple-S provides the prescription drug benefits for your Costco medical plan. Certain preventive care medications are covered at 100%. Not all drugs are covered by the plan. Some may require step therapy, which means you may need to try another drug first.
For a list of covered drugs, visit Costcobenefits.com > Health & Wellness > Health Benefits > Pharmacy. In-network pharmacies:
- Any Costco Pharmacy
- Any Triple-S network pharmacy
- Triple-S Rx en Casa
- Triple-S exclusive specialty network
SSSPR.com | Mi Triple-S app | 800-981-3241 | 24/7
Resources for Living provides free and confidential help and support for all employees and household members. Dependent children can use RFL up to age 26 whether they live at home or not.
New this year, get 8 free counseling sessions — up from 6 — per person, per issue, per year. In-person, virtual or chat options are available. RFL also offers in-the-moment mental health or crisis support, 24/7.
You can get support for anxiety, depression, stress, relationship issues and more. If you’d like help finding a therapist or scheduling appointments, connect with an RFL Care Partner via phone or live chat.
RFL.com/Costco | 833-721-2320 (TTY: 711) | 24/7 | No cost
Sleepio is a no-cost online sleep improvement program that’s clinically proven to help you clear your mind, get better sleep and have better days in just 6 weeks. Here’s how it works:
- Start by taking a sleep quiz to assess your sleep habits and challenges
- Learn ways to improve your sleep, including wind-down routines, relaxation exercises and ways to calm your thoughts
- Understand why you have sleep problems, what makes them worse and how to get back to better sleep for good
Sleepio.com/Costco | App | Age 18+
Navitus Health Solutions administers the prescription drug benefits for the Costco medical plan. Watch for your new Navitus pharmacy ID card in the mail. You can fill your prescriptions at any Costco Pharmacy or through Costco Home Delivery Pharmacy. When there’s no Costco Pharmacy available, you can go to any pharmacy that accepts your Navitus ID card. For emergencies, you’ll be able to fill your prescription anywhere, but you may have to pay the full cost and submit a request for reimbursement.
memberportal.navitus.com | 866-459-3322 | 24/7