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Get free tax filing, gym discounts and more

Is one of your resolutions to make the most of your money? If so, your benefits can help. Learn ways to grow your money with the help of free resources available to all Costco employees.

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Ways to get started

One tool to help you reach your financial goals faster is SmartDollar®. It’s an online, self-paced personal finance program to help you get out of debt, save and invest for the future. You’ll get budgeting tools, helpful videos and free financial coaching. You can also:

  • Create a legally binding will online for free with Mama Bear Legal Forms
  • Map out a budget and build your emergency fund with the EveryDollar budgeting app
  • Get answers to money questions with SmartDollar AI
File your taxes online for free with Ramsey SmartTax® from SmartDollar
SmartTax makes it easier to file your federal and state taxes online — and it’s now available to you through SmartDollar at no cost to you. Get your taxes done early so you can get your refund as fast as possible.

Save on gym memberships, childcare and support for the day-to-day

Find discounts and savings where possible. Your benefits also include LifeMart, an online employee discount center that offers savings on gym memberships, virtual fitness programs and childcare to all Costco employees. Childcare discounts aren’t available in Puerto Rico.

Need support for daily life? Resources for Living® (RFL®) Worklife can guide you to vetted local community services. They can research childcare, elder care and pet care options. They can also identify or locate community resources, including those for rent, transportation, water and electricity, food and more.


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How to save on childcare

A growing family means changing childcare needs. Your benefits can help support you and your family through all of life’s stages. Learn more about maternity programs in the May WITT content and the Women’s Health Guide.

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Where to get help saving time and money

Finding childcare that fits your schedule and budget can be exhausting. Worklife through Resources for Living® can help make researching childcare options less overwhelming. And you can find discounts on childcare through LifeMart.*


You can also save with Inspira Financial.** Set aside pretax dollars for a Dependent Care Assistance Plan (DCAP). This helps you pay less in taxes overall. It can be used for both qualified child and elder care expenses. This includes daycare, in-home care and some summer camp expenses.


And if things change (such as the price of daycare) you may have the option to update how much you put into your DCAP. Keep in mind that a DCAP isn’t for dependent health care expenses. To save on those, you’d use an HCRA (Health Care Reimbursement Account). An example of this type of expense would be braces. Sign up during annual enrollment in November and start saving.

*Childcare discounts aren’t available in Puerto Rico.
**Inspira Financial isn’t available in Puerto Rico.

Thinking about adoption?

Your Costco plan offers up to $5,000 in adoption assistance per child (with a maximum of two adoptions). You can request reimbursement for certain out-of-pocket expenses, such as attorney fees, transportation and lodging. Visit Costcobenefits.com to learn more or apply for reimbursement within 180 days of adoption.