Annual Enrollment takes place November 1–25. It’s your time to review and choose the coverage that fits your needs, whether you’re a longtime employee or you just became eligible for benefits. Watch this short video for everything you need to know about the 2026 Annual Enrollment process.
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Narrator: Your health and the health of your family is a top priority at Costco. That’s why we are committed to providing you and your family with affordable benefits that help you receive quality care whenever needed. Now that Annual Enrollment is here, we want to make sure you understand the benefits available to you and your family and why this time is so important. Here’s everything you need to know about Annual Enrollment.
Annual Enrollment is the time of year that benefit eligible employees have the opportunity to make changes to their benefit elections for the upcoming calendar year. You can add or drop coverage for yourself or family members, change your existing plans, and explore the benefits available to you and your family in the coming year. By now, you should have received a kit in the mail that includes everything you need to enroll in Costco benefits. This includes things like the benefit plan changes booklet and information about how to log on to costcobenefits.com and start the Annual Enrollment process.
If you have not received a kit yet, that’s totally fine. All of the information in the kit can be found on costcobenefits.com, where you can also sign up for text reminders about Annual Enrollment so you don’t miss a step of the process. We’ve done our best to make the Annual Enrollment process easy. Beginning in November, you can click on the Annual Enrollment banner or the enrollment website tile on costcobenefits.com to start the process.
Once you’ve selected your benefits and your submitted documentation has been approved for any new dependents, your benefits will go into effect on January 1. If your spouse or domestic partner is enrolled in your benefits, you will need to complete the dependent verification process each year to continue their coverage, even if you don’t make any changes. If you don’t, their coverage will end on December 31 of this year. If you have dependent children enrolled in your benefits, you’ll need to review and remove any dependent children who are no longer eligible.
Coverage will continue automatically for eligible enrolled children. If you add any family members to your plan, you must submit required documentation by November 30. When you begin the annual enrollment process, the platform will automatically remind you to verify your spouse or domestic partner. Annual enrollment is also a great time to ensure that your beneficiaries are up-to-date for your life and AD&D insurance and retirement plans.
Designating your beneficiaries for these plans is critical so you can ensure that the right people receive this benefit when the time comes. You can update your beneficiaries for life and AD&D insurance online while you go through the annual enrollment process. To update beneficiaries for your retirement plans, just visit RPS.TRowePrice.com.
As a reminder, if you want to participate in the HCRA or DCAP, you must enroll during annual enrollment even if you are already enrolled for the current plan year. All your other benefit elections will continue into the following year if you don’t make any changes.
And that’s the basics. Annual Enrollment begins and ends in November, so be sure to enroll early. If you have any questions or need more information, just visit costcobenefits.com or call the Enrollment Center at 800-541-6205. Thanks for watching. And remember, we’re in this together.
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