3 MIN READ
AUGUST 2026
Your pregnancy benefits checklist
Starting or growing your family? Use this checklist to help get to know your benefits, find care during pregnancy and take important next steps as you prepare to welcome your baby. Your Costco medical plan is here to support you along the way. It fully covers routine prenatal visits when you use providers in the network.
Looking for more? Find other articles below
The Aetna Maternity Program is also available for pregnant employees, spouses and domestic partners on the mainland only. Reminder: The plan doesn’t cover charges related to a dependent child’s pregnancy, including labor and delivery. It only covers services that qualify as preventive services under the Affordable Care Act.
Getting ready for a new baby
Schedule your first prenatal visit as soon as you know (or think) you may be pregnant.
Use Aetna Smart Compare Intelligent Matching on Aetna.com or the Aetna Health app to help you find quality care.
You can also call the Live Healthy Team at 800-814-3543 for help finding a provider or setting up your visit.
Enroll in the Aetna Maternity Program in your first trimester to earn a $200 credit. To enroll, call 855-282-6344 (TTY: 711).
Choose a pediatrician. Start about 3 months before your baby arrives (or adoption). This may help you avoid delays if schedules are full.
Find childcare. Finding the right care can take longer than you expect, so start early.
For help researching options, call Resources for Living (RFL) at 833-721-2320.
Find discounts on childcare with LifeMart. Search “day care” on Costcobenefits.com.
Get a breast pump. If you plan to breastfeed, talk with an Aetna Maternity Program nurse about 2 months before your due date. They can help you order a breast pump, covered at 100%.
Complete the 28-week nurse call. You’ll earn another $150 credit if you’re enrolled in the Aetna Maternity Program.
Plan for maternity or bonding leave so you have time to rest, recover and bond with your baby or adopted child.
LeaveLogic through Unum can help you plan your leave and understand the benefits available to you. Get started at costco.leavelogic.com. LeaveLogic isn’t available yet in Puerto Rico.
Install your car seat correctly. Place it rear-facing in the back seat and make sure the base doesn’t move more than an inch. Not sure it’s right? Many hospitals and fire stations offer free car seat checks.
Get breastfeeding and lactation support. You can get support in the hospital after your baby is born, as needed. Plus, get help from a lactation consultant when you go home. Search “lactation” under “Find Care” in the Aetna Health app.
Enroll your newborn or adopted child into your health plan within 60 days of their birth or adoption. They’re not automatically added, so enroll as soon as possible — even if you’re waiting for a Social Security number or birth certificate. To enroll, log in to Costcobenefits.com or call 800-541-6205.
Complete a postpartum nurse screening. Talk with a nurse about any concerns or questions you have. You’ll earn $50, for a total of up to $400 for engaging with the Aetna Maternity Program.
Resources for you
The Aetna Maternity Program offers expert guidance and support from specially trained nurses. Members can earn up to $400 toward deductible or coinsurance, access breastfeeding benefits and receive guidance throughout the journey. Earn a $200 credit if you enroll in your first trimester. Use the Aetna Smart Compare Intelligent Matching tool on Aetna.com or the Aetna Health app to help you find an Ob/Gyn or pediatrician.
855-282-6344 (TTY: 711)
LeaveLogic is a free tool through Unum that provides personalized — and confidential — leave of absence support. You can explore maternity, disability and other leave benefits.
costco.leavelogic.com | LeaveLogic Quick Start Guide | 877-403-9348
RFL offers 24/7 in-the-moment counseling sessions and crisis support, plus 8 free in-person, virtual or chat counseling sessions per issue, per year. You can also access Worklife to help you find resources for everyday living, such as childcare, special needs, house cleaning and more. Dependent children living away from home can access RFL up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | 24/7 | No cost
Contigo Mamá through Triple-S is an educational program that supports pregnant moms. It offers virtual workshops on prenatal care, childbirth and breastfeeding. The program provides telephone counseling with a clinician. You can search for an Ob/Gyn or pediatrician online, or call for personal help.
SSSPR.com | Mi Triple-S app | 800-981-3241
You have bonding leave through your Costco benefits. Unum can help you understand the leave benefits available to you, so you can take time to bond with your newborn or adopted child.
RFL offers 24/7 in-the-moment counseling sessions and crisis support, plus 8 free in-person, virtual or chat counseling sessions per issue, per year. You can also access Worklife to help you find resources for everyday living, such as childcare, special needs, house cleaning and more. Dependent children living away from home can access RFL up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | 24/7 | No cost
HMSA offers resources for a healthy pregnancy at HMSA.com/well-being. If you think you may have a higher risk pregnancy, you can receive nurse support. This program is available to employees and their spouses/domestic partners enrolled in a HMSA medical plan. You can also find an Ob/Gyn and pick a pediatrician, or call for personal help.
LeaveLogic is a free tool through Unum that provides personalized — and confidential — leave of absence support. You can explore maternity, disability and other leave benefits.
costco.leavelogic.com | LeaveLogic Quick Start Guide | 877-403-9348
RFL offers 24/7 in-the-moment counseling sessions and crisis support, plus 8 free in-person, virtual or chat counseling sessions per issue, per year. You can also access Worklife to help you find resources for everyday living, such as childcare, special needs, house cleaning and more. Dependent children living away from home can access RFL up to age 26.
RFL.com/Costco | 833-721-2320 (TTY: 711) | 24/7 | No cost